2029 Edward Ln E, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 2029 Edward Ln E, Kimball, MI 48074

Property Summary

Property Type	Condominium
Details	2 ba · 1,304 sqft · built 2019
Owner	2 Individual Names on Record
Last Sale	$215,000 (May 2020)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-25-996-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-996-0005-000`

Interior

Full Baths	2 Baths
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Basement Area	1,304 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2029 EDWARD LN E
City	KIMBALL
State	MI
Zip	48074-1924
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2 RES
Legal Description	UNIT 5 WHISPERING WINDS II CONDOMINIUM ST CLAIR CONDOMINIUM PLAN NUMBER 217 MASTER DEED RECORDED IN LIBER 3670 PAGES 195 THRU
Legal Subdivision	WHISPERING WINDS II CONDOMINIUM
Legal Unit	5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	1
Census Block	1025
Census Tract	634100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2029 EDWARD LN E, KIMBALL, MI 48074-1924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
May 19, 2020	Warranty Deed, Transfer · Conventional with PMI FIRST HERITAGE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Deed Document Number	202011578
Deed Book / Page	5189 / 763
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2029 EDWARD LN E, KIMBALL, MI 48074-1924
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2029 EDWARD LN E, KIMBALL, MI 48074-1924

Mortgage

Document Number	0005615201
Date	Apr 20, 2023
Book Page	5615/201
Instrument	2023007239

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 19, 2020
Property Address	2029 EDWARD LN W # E, E, KIMBALL, MI 48074-1922
Document Number	0051890763
Book / Page	005189 / 000763
Instrument Date	May 14, 2020
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1028 BROAD AX LN KIMBALL MI 480743232, KIMBALL, MI 48074-3232

Mortgage

Document Number	51890764
Date	May 19, 2020
Book Page	005189/000764

Lender

Name	FIRST HERITAGE FIN'L
Type	Funding / Finance Company
Address	OAKFORD, PA 19053

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,400 (+3.37%)	$312,800 (+3.37%)
2025	$3,560.00 (+3.07%) Homeowner's exemption	$151,300 (+11.17%)
2024	$3,454.00 (+11.96%)		$302,600 (+11.17%)
2023		$136,100
2022	$3,085.00		$272,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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