Mecklenburg County property record for 2029 E 8th St, Charlotte, NC 28204
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,707 sqft · built 2023 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Dec 2019) |
| Tax Bill | $6,536 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-056-13 |
| Primary APN | 127-056-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,707 sqft Living Area |
| 1st Floor Area | 2,142 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,125 sqft (0.301 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 133 sqft |
| Deck Area | 120 sqft |
| Patio Area | 354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 2029 E 8TH ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | P17 &18 B28 M230-54 |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | 28 |
| Legal Lot Number | 13 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elizabeth Historic District listed 1989 · 893 contributing resources · NRIS 88003003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2029 E 8TH ST, CHARLOTTE, NC 28204-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY |
| Jun 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on Record |
| Deed Sale | Dec 13, 2019 · Amount on Record |
| Prior Sale | Dec 1, 1983 · Amount on Record |
| Deed Document Number | 2019170377 |
| Deed Book / Page | 34119 / 720 |
| Last Transfer Date | Jan 16, 2020 |
| Transfer Doc | 0000009163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 1, 2026 |
| Property Address | 2029 E 8TH ST, CHARLOTTE, NC 28204-2703 |
| Document Number | 0000045315 |
| Book / Page | 40389 / 204 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202645315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2029 E 8TH ST, CHARLOTTE, NC 28204-2703 |
| Document Number | 0000045315, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 40389/204 |
| Instrument | 202645315 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2029 E 8TH ST, CHARLOTTE, NC 28204-2703 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2029 E 8TH ST B, B, CHARLOTTE, NC 28204-2703 |
| Document Number | 0000053150 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 38171/705 |
| Instrument | 2023053150 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.5% |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 21, 2020 |
| Property Address | 2029 E 8TH ST, CHARLOTTE, NC 28204-2703 |
| Document Number | 0000009163 |
| Book / Page | 034219 / 000371 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 9163 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2029 E 8TH ST CHARLOTTE NC 282042703, CHARLOTTE, NC 28204-2703 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 13, 2019 |
| Property Address | 2029 E 8TH ST, CHARLOTTE, NC 28204-2703 |
| Document Number | 0000170377 |
| Book / Page | 34119 / 720 |
| Map Reference | MB 230 PG 54 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 2019170377 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 MAINSAIL DR, 49, SALEM, SC 29676-4237 |
| Name | Verified Name |
|---|---|
| Address | 2029 E 8TH ST, CHARLOTTE, NC 28204-2703 |
| Document Number | 0000170378 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 2019170378 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,536.00 (+1.51%) | $836,700 Land $550,000 Building $286,700 | $836,700 Land $550,000 Building $286,700 |
| 2024 | $6,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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