20289 N 1675th St, Effingham, IL 62401 Property Records

Effingham County property record for 20289 N 1675th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 840 sqft · built 1977
Lot Size	2.25 acres (98,010 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Nov 2022)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-27-023-033`

Property Details

APN / Parcel Number

Primary APN	`03-27-023-033`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Base Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Roof Material	Asphalt
Lot Area	98,010 sqft (2.25 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	1,980 sqft

Location & Zoning

Street Address	20289 N 1675TH ST
City	EFFINGHAM
State	IL
Zip	62401-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S 1/2 NE SE 3825/182 3351/146 2521/277 2515/218 2511/232 2375/130 & 105 675/227
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1003
Census Tract	950100

Owner

Source: Effingham County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20289 N 1675TH ST, EFFINGHAM, IL 62401-6916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Closed-End Mortgage TEUTOPOLIS STATE BANK
Nov 29, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	May 12, 2009 · Amount on Record
Deed Document Number	20224719
Deed Book / Page	3825 / 182
Prior Transfer Date	Apr 24, 2009
Prior Transfer Doc	2521/277
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 18, 2022
Property Address	20289 N 1675TH ST, EFFINGHAM, IL 62401-6916
Document Number	003825/182
Book / Page	3825 / 182
Instrument Date	Nov 17, 2022
Instrument	202222004719
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20289 N 1675TH ST, EFFINGHAM, IL 62401-6916

Mortgage

Document Number	202222004720
Date	Nov 18, 2022
Instrument	202222004720

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2032

Interest

Rate Type	Fixed Rate
Rate	5.5%

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 29, 2017
Property Address	20289 N 1675TH ST, EFFINGHAM, IL 62401-6916
Document Number	3351/146
Book / Page	3351 / 146
Instrument Date	Nov 20, 2017
Instrument	201701705520
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20289 N 1675TH ST, EFFINGHAM, IL 62401-6916

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 (+8.32%) Homeowner's exemption	$50,900 (+10.01%) Land $4,790 Building $46,110	$152,700 (+10.01%) Land $14,370 Building $138,330
2024	$2,032.00 (+27.72%)	$46,270 (+19.93%) Land $4,350 Building $41,920	$138,810 (+19.93%) Land $13,050 Building $125,760
2022	$1,591.00 Homeowner's exemption	$38,580 Land $3,620 Building $34,960	$115,740 Land $10,860 Building $104,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10

May also be available: AT&T, Fidium Fiber, T-Mobile, Verizon.

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