20289 Gloria Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20289 Gloria Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,994 sqft · built 2003
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jun 2020)
Tax Bill	$7,036 (2025)
Deeds & Mortgages	Sep 2024 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-229-046`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-229-046`
Alternative APN	`0821229046`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Building Area	1,994 sqft Living Area
1st Floor Area	1,976 sqft
Basement Area	1,976 sqft
Unfinished Basement	1,976 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	155 ft deep x 77 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20289 GLORIA DR
City	MACOMB
State	MI
Zip	48044-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BUCKINGHAM VILLAGE NO. 1 LOT 70 L. 154 PGS. 15-26
Legal Subdivision	VILLAGE
Legal Lot Number	70
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2014
Census Tract	224001

Owner

20289 Gloria Dr is owned and occupied by an individual who bought it in June 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	20289 GLORIA DR, MACOMB, MI 48044-6343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 16, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jun 30, 2020	Warranty Deed, Transfer DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Nov 19, 2003 · Amount on File
Deed Document Number	202074092
Deed Book / Page	26802 / 937
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20289 GLORIA DR, MACOMB, MI 48044-6343
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20289 GLORIA DR, MACOMB, MI 48044-6343

Mortgage

Document Number	2400078602
Date	Sep 25, 2024
Book Page	29772/472
Instrument	202400078602

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2044

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20289 GLORIA DR, MACOMB, MI 48044-6343
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20289 GLORIA DR, MACOMB, MI 48044-6343

Mortgage

Document Number	0000140353
Date	Nov 16, 2020
Book Page	27157/355
Instrument	2140353

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 30, 2020
Property Address	20289 GLORIA DR, MACOMB, MI 48044-6343
Document Number	0000074092
Book / Page	26802 / 937
Map Reference	LB 154 PG 15-26
Instrument Date	Jun 15, 2020
Instrument	2074092
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$3,182.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20289 GLORIA DR, 20289, MACOMB, MI 48044-6343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20289 GLORIA DR, MACOMB, MI 48044-6343

Tax Assessment & Valuation

The 2025 property tax bill for 20289 Gloria Dr was $7,036 with a homeowner's exemption, up 2.6% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,100 (+3.87%)	$488,200 (+3.87%)
2025	$7,036.00 (+2.61%) Homeowner's exemption	$235,000	$470,000
2024	$6,857.00
2023		$214,300	$428,600
2022	$6,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20289 Gloria Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20289 Gloria Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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