Loudoun County property record for 20289 Broad Run Dr, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,147 sqft · built 1965 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,191 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-20-3710-000 |
| Primary APN | 039-20-3710-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,147 sqft Living Area |
| 1st Floor Area | 2,931 sqft |
| Basement Area | 1,216 sqft |
| Finished Basement | 1,216 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Carport |
| Garage Area | 224 sqft |
| Carport | Carport |
| Carport Area | 224 sqft |
| Porch | Open Porch |
| Porch Area | 374 sqft |
| Storage Building | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Street Address | 20289 BROAD RUN DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | BROAD RUN FARMS SEC.1 LOT 78 201109150056340 TRD 200511150129388 (LOH) 462--655 |
| Legal Subdivision | BROAD RUN FARM |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 611101 |
20289 Broad Run Dr is owned and occupied by two individuals who acquired it in December 2021.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20289 BROAD RUN DR, STERLING, VA 20165-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Dec 8, 2021 | Deed, Subdivision Related Transfer · Stand-Alone Refinance SN MORTGAGE COMPANY |
| Feb 11, 2021 | Warranty Deed, Transfer NOT AVAILABLE, PREMIER LUXURY HOMES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2021 |
| Deed Sale | Dec 8, 2021 |
| Prior Sale | Feb 11, 2021 · Amount on File |
| Deed Document Number | 2021120932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Aug 17, 2026 |
| Property Address | 20289 BROAD RUN DR, STERLING, VA 20165-2509 |
| Document Number | 0000042540 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202642540 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20289 BROAD RUN DR, STERLING, VA 20165-2509 |
| Document Number | 0000042540, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202642540 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Dec 8, 2021 |
| Property Address | 20289 BROAD RUN DR, STERLING, VA 20165-2509 |
| Document Number | 0000120932 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 202112080120932 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20289 BROAD RUN DR, STERLING, VA 20165-2509 |
| Document Number | 0000120933 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 202112080120933 |
| Name | SN MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 11, 2021 |
| Property Address | 20289 BROAD RUN DR, STERLING, VA 20165-2509 |
| Document Number | 0000017223 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 202102110017223 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | NOT AVAILABLE, PREMIER LUXURY HOMES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20289 BROAD RUN DR, STERLING, VA 20165-2509 |
The 2026 property tax bill for 20289 Broad Run Dr was $8,191, up 1.4% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,191.00 (+1.45%) | $1,017,600 (+1.45%) Land $368,300 Building $649,300 | $1,017,600 (+1.45%) Land $368,300 Building $649,300 |
| 2025 | $8,074.00 | $1,003,060 Land $317,200 Building $685,860 | $1,003,060 Land $317,200 Building $685,860 |
| 2023 | $5,920.00 | $676,600 Land $282,200 Building $394,400 | $676,600 Land $282,200 Building $394,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20289 Broad Run Dr in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 46 (1984–2018) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20289 Broad Run Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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