Appanoose County property record for 20288 495th St, Centerville, IA 52544
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,064 sqft · built 1914 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Sep 2016) |
| Tax Bill | $1,786 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 290251000980000 |
| Primary APN | 290251000980000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Area | 1,320 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20288 495TH ST |
|---|---|
| City | CENTERVILLE |
| State | IA |
| Zip | 52544-8945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 'D' IN W 1/2 SE NW DESC AS COM @SET IRON PIN @ W QTRCOR OF SEC 23 & PROC |
| Jurisdiction | APPANOOSE IA |
| Township / Civil Division | VERMILLION |
| Census Block Group | 1 |
| Census Block | 1173 |
| Census Tract | 950200 |
20288 495th St is owned and occupied by two individuals who bought it in September 2016.
Source: Appanoose County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20288 495TH ST, CENTERVILLE, IA 52544-8945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2016 · Amount on File |
| Deed Sale | Sep 21, 2016 · Amount on File |
| Deed Document Number | 20161824 |
| Deed Book / Page | 2016 / 1824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 20288 495TH ST, CENTERVILLE, IA 52544-8945 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/1273 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 2023/1273 |
| Instrument | 2023 1273 |
| Name | FARMERS BANK NORTHER MISSOURI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 20288 495th St was $1,786, down 5.9% from the year before.
Source: Appanoose County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Appanoose County |
| Unified School District | Centerville Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,786.00 (-5.9%) | $162,250 (-) Land $30,190 Building $132,060 | $162,250 (-) Land $30,190 Building $132,060 |
| 2025 | $1,898.00 | $162,250 Land $30,190 Building $132,060 | $162,250 Land $30,190 Building $132,060 |
| 2024 | $1,898.00 | ||
| 2023 | $98,230 (+19.87%) Land $25,870 Building $72,360 | $98,230 Land $25,870 Building $72,360 | |
| 2022 | $1,204.00 Homeowner's exemption | $81,950 Land $21,560 Building $60,390 | |
| 2021 | $81,950 Land $21,560 Building $60,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20288 495th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20288 495th St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 78% of Iowa |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Mutual Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Liberty Communications Fixed Wireless | 100 / 50 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures