20287 Rustic View Rd SE, Monroe, WA 98272 Property Records

Snohomish County property record for 20287 Rustic View Rd SE, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,678 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,374 (2026)
Deeds & Mortgages	Jun 2025 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0088-000-249-00`

Property Details

APN / Parcel Number

Primary APN	`0088-000-249-00`
Alternative APNs	`010088-000-249-00` `4347233`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	4347233
Street Address	20287 RUSTIC VIEW RD SE
City	MONROE
State	WA
Zip	98272-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SECTION 31 TOWNSHIP 28 RANGE 07 QUARTER SW THE FARM AT WOODS CREEK NO. 4 BLK 000 D-00 - LOT 249
Legal Range	07
Legal Township	28
Legal Section	31
Legal Subdivision	THE FARM AT WOODS CREEK NO. 4
Legal Block	000 D
Legal Lot Number	249
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3006
Census Tract	52203

Owner

20287 Rustic View Rd SE is owned and occupied by two individuals who acquired it in September 2019.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20287 RUSTIC VIEW RD SE, MONROE, WA 98272-7601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 30, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 4, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Sep 27, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019
Deed Sale	Sep 30, 2019
Prior Sale	Jun 4, 2018 · Amount on File
Deed Document Number	2019817
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0000000817
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	20287 RUSTIC VIEW RD SE, MONROE, WA 98272-7601
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000080
Date	Jun 11, 2025
Instrument	202506110080

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	20287 RUSTIC VIEW RD SE, MONROE, WA 98272-7601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000948
Date	Nov 9, 2020
Instrument	202011090948

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	Sep 30, 2019
Property Address	20287 RUSTIC VIEW RD SE, MONROE, WA 98272-7601
Document Number	0000000817
Map Reference	AF 200404145125
Instrument Date	Sep 25, 2019
Instrument	201909300817
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20287 RUSTIC VIEW RD SE, MONROE, WA 98272-7601

Mortgage

Document Number	0000000818
Date	Sep 30, 2019
Instrument	201909300818

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 3, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jun 4, 2018
Property Address	20287 RUSTIC VIEW RD SE, MONROE, WA 98272-7601
Document Number	0000000407
Instrument Date	Jun 4, 2018
Instrument	201806040407
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,614.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20287 RUSTIC VIEW RD SE MONROE WA 982727601, MONROE, WA 98272-7601

Mortgage

Document Number	408
Date	Jun 4, 2018
Instrument	201806040408

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SNOHOMISH WA
Property Address	20287 RUSTIC VIEW RD SE, MONROE, WA 98272-7601
Document Number	0000000687
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20287 RUSTIC VIEW RD SE MONROE WA 982727601, MONROE, WA 98272-7601

Mortgage

Document Number	0000000687
Date	Oct 25, 2017
Instrument	201710250687

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Oct 24, 2057

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 20287 Rustic View Rd SE was $5,374.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Monroe City
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,374.00	$685,600 Land $349,000 Building $336,600	$685,600 Land $349,000 Building $336,600
2023	$5,078.00	$680,700 Land $326,000 Building $354,700	$680,700 Land $326,000 Building $354,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20287 Rustic View Rd SE in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20287 Rustic View Rd SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER SYSTEM serves 23,467 people · EPA ID WA5355820
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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