20286 Coral Cir, Hilmar, CA 95324 Property Records

Merced County property record for 20286 Coral Cir, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,961 sqft · built 1985
Lot Size	0.391 acres (17,045 sqft)
Owner	Company Name on Record
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`015-190-020-000`

Property Details

APN / Parcel Number

Primary APN	`015-190-020-000`
Alternative APN	`015-190-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,961 sqft Living Area
Gross Area	2,477 sqft
1st Floor Area	1,961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	17,045 sqft (0.391 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-190-020
Street Address	20286 CORAL CIR
City	HILMAR
State	CA
Zip	95324-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SILVA MNR #3 & #4 LOT 73
Legal Subdivision	SILVA MANOR 03 04
Legal Lot Number	73
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2024
Census Tract	404

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20286 CORAL CIR, HILMAR, CA 95324-9103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FARMERS & MERCHANTS BANK OF CENTRAL
Nov 9, 2022	Intrafamily Transfer, Transfer CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 8, 2024
Transfer Doc	0000010760
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 9, 2022
Property Address	20286 CORAL CIR, HILMAR, CA 95324-9103
Document Number	0000037967
Map Reference	MB 30 PG 29&30
Instrument Date	Nov 7, 2022
Instrument	2022037967
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20286 CORAL CIR, HILMAR, CA 95324-9103

Mortgage

Document Number	0000037968
Date	Nov 9, 2022
Instrument	2022037968

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 9, 2022
Property Address	20286 CORAL CIR, HILMAR, CA 95324-9103
Document Number	0000037966
Map Reference	MB 30 PG 29&30
Instrument Date	Sep 16, 2022
Instrument	2022037966
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20286 CORAL CIR, HILMAR, CA 95324-9103

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$219,838 (+2%) Land $40,608 Building $179,230
2025	$2,291.00 (+1.69%) Homeowner's exemption	$215,528 (+4.04%) Land $39,812 Building $175,716
2024	$2,253.00 (+2.88%)
2023	$2,190.00 (+1.48%) Homeowner's exemption	$207,161 Land $38,267 Building $168,894
2022	$2,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Xfinity.

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