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20285 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20285 Napa Loop, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.194 acres (8,452 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Jan 2025)
Tax Bill$8,208 (2025)
Deeds & MortgagesJan 2025 Sale
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400C.1179

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400C.1179
Alternative APNs
  • 273046L30400C1179
  • 10616875

Exterior

Lot Area8,452 sqft (0.194 acres)
PorchPorch
Porch Area28 sqft

Location & Zoning

Account Number10616875
Street Address20285 NAPA LOOP
CityESTERO
StateFL
Zip33928-9787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK C LOT 1179
Legal SubdivisionVERDANA VILLAGE
Legal BlockC
Legal Lot Number1179
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records · APN 30-46-27-L3-0400C.1179

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address215 N LOWELL ST, METHUEN, MA 01844-1846
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2025Warranty Deed, Transfer
COTTRELL TITLE GROUP LLC, COTTRELL TITLE LLC
Apr 30, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2025 · Amount on Record
Deed SaleJan 08, 2025 · Amount on Record
Prior SaleApr 30, 2024 · Amount on Record
Deed Document Number20256096
Record UpdatedJun 08, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 08, 2025
Property Address20285 NAPA LOOP, ESTERO, FL 33928-9787
Document Number0000006096
Map ReferenceDOC 2022000319154
Instrument DateDec 23, 2024
Instrument2025000006096
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyCOTTRELL TITLE GROUP LLC, COTTRELL TITLE LLC

Transaction

AmountAmount Recorded
Tax$4,060.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20285 NAPA LOOP, ESTERO, FL 33928-9787

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 N LOWELL ST, METHUEN, MA 01844-1846

April 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 30, 2024
Property Address20285 NAPA LOOP, ESTERO, FL 33928-9787
Document Number0000120899
Map ReferenceDOC 2022000319154
Instrument DateApr 26, 2024
Instrument2024000120899
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,494.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2431 WALDEN CENTER DRIVE #300300, 300300, BONITA SPRINGS, FL 34134

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20285 NAPA LOOP, ESTERO, FL 33928-9787

Mortgage

Document Number0000120900
DateApr 30, 2024
Instrument2024000120900
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,208.00 (+261.75%)$467,555 (+460.12%) Land $90,440 Building $377,115$467,555 (+460.12%) Land $90,440 Building $377,115
2023$2,269.00$83,474 Land $83,474$83,474 Land $83,474

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), as of September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503121, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Wildfire

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 115 locations within half a mile of this property.

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