20284 River Rd, Grand Rapids, MN 55744 Property Records

Itasca County property record for 20284 River Rd, Grand Rapids, MN 55744

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,730 sqft · built 2017
Lot Size	6.9 acres (300,564 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Aug 2023)
Tax Bill	$6,070 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-012-4431`

Property Details

APN / Parcel Number

Primary APN	`19-012-4431`
Alternative APNs	`145285` `84258`

Interior

Bedrooms	5 Beds
Stories	2 Stories
Building Area	1,730 sqft Base Area
1st Floor Area	1,730 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	300,564 sqft (6.9 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	850 sqft
Storage Building	306 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	145285
Street Address	20284 RIVER RD
City	GRAND RAPIDS
State	MN
Zip	55744-7191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT OF SE SE LYG NLY OF FOLL DESC LINE:
Legal Range	25W
Legal Township	54N
Legal Section	12
Jurisdiction	ITASCA MN
Township / Civil Division	HARRIS
Census Block Group	4
Census Block	4025
Census Tract	480600

Owner

Source: Itasca County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	31739 SUNNY BEACH RD, GRAND RAPIDS, MN 55744-4882
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage WOODLAND BANK
Nov 17, 2023	Deed, Transfer
Nov 17, 2023	Deed, Transfer
Mar 29, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AFFINITY PLUS FEDERAL CREDIT UNION
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AFFINITY PLUS FEDERAL CREDIT UNION
Aug 2, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF COLERAINE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	20231565926
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Recording Date	Jun 15, 2026
Property Address	20284 RIVER RD, GRAND RAPIDS, MN 55744-7191
Document Number	0000797765
Instrument Date	Jun 15, 2026
Instrument	2026797765
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	31739 SUNNY BEACH RD, GRAND RAPIDS, MN 55744-4882

Mortgage

Document Number	0000797765,
Date	Jun 15, 2026
Instrument	2026797765

Lender

Name	WOODLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 17, 2023
Property Address	20284 RIVER RD, GRAND RAPIDS, MN 55744-7191
Document Number	A000776370
Instrument Date	Nov 14, 2023
Instrument	A000776370
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 17, 2023
Property Address	20284 RIVER RD, GRAND RAPIDS, MN 55744-7191
Document Number	A000776369
Instrument Date	Nov 14, 2023
Instrument	A000776369
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21740 SHALLOW LAKE RD, WARBA, MN 55793-1641

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	20284 RIVER RD, GRAND RAPIDS, MN 55744-7191
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000770940
Date	Mar 29, 2023
Instrument	A000770940

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	20284 RIVER RD, GRAND RAPIDS, MN 55744-7191
Transaction Type	Mortgage
Record Updated	May 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000739790
Date	Apr 30, 2020
Instrument	A000739790

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	20284 RIVER RD, GRAND RAPIDS, MN 55744-7191
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A000714906
Date	Aug 2, 2017
Instrument	A000714906

Lender

Name	FIRST NATIONAL BANK OF COLERAINE
Type	Bank
Address	COLERAINE, MN 55722

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Apr 27, 2018

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Harris Township
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,070.00 (+17.45%)
2025		$633,000 (+15.76%) Land $44,800 Building $588,200	$633,000 (+15.76%) Land $44,800 Building $588,200
2023	$5,168.00 Homeowner's exemption
2022		$546,800 Land $65,600 Building $481,200	$546,800 Land $65,600 Building $481,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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