San Diego County property record for 20283 Rustic Villa Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,730 sqft · built 1990 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Sep 2013) |
| Tax Bill | $7,147 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 279-094-26-00 |
| Primary APN | 279-094-26-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,730 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 20283 RUSTIC VILLA RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 TR PM09569 |
| Legal Subdivision | LEISURE VILLAGE OCEANSIDE |
| Legal Tract | 9569 |
| Legal Block | 1 |
| Legal Lot Number | 202 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20807 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20283 RUSTIC VILLA RD, RAMONA, CA 92065-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2013 · Amount on File |
| Deed Sale | Sep 19, 2013 · Amount on File |
| Prior Sale | Aug 19, 2013 · Amount on File |
| Deed Document Number | 2013575857 |
| Prior Transfer Date | Jun 16, 2008 |
| Prior Transfer Doc | 0000343999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 20283 RUSTIC VILLA RD, RAMONA, CA 92065-1059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 20283 RUSTIC VILLA RD, RAMONA, CA 92065-1059 |
| Document Number | 0000770238 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020-0770238 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $668,941 (+2%) Land $250,069 Building $418,872 | |
| 2025 | $7,147.00 (+7.15%) Homeowner's exemption | $655,825 (+4.04%) Land $245,166 Building $410,659 |
| 2023 | $6,670.00 (-1.32%) Homeowner's exemption | $630,360 Land $235,647 Building $394,713 |
| 2022 | $6,759.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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