20282 Elfin Forest Rd, Escondido, CA 92029 Property Records

San Diego County property record for 20282 Elfin Forest Rd, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,058 sqft · built 1986
Lot Size2.63 acres (114,998 sqft)
Owner2 Individual Names on Record
Last Sale$1,680,000 (Sep 2020)
Tax Bill$20,518 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Sep 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN264-042-48-00

Property Details

APN / Parcel Number

Primary APN264-042-48-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,058 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Roof MaterialComposition Shingle
Lot Area114,998 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address20282 ELFIN FOREST RD
CityESCONDIDO
StateCA
Zip92029-4710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 3 (EX ST) TR PM09061
Legal SubdivisionSAN BERNARDINO BASE & MERIDIAN
Legal Tract9061
Legal Block1
Legal Lot NumberI
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract17112

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20282 ELFIN FOREST RD, ESCONDIDO, CA 92029-4710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Sep 9, 2020Affidavit of Death, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 9, 2020Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 9, 2018Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 26, 2018Grant Deed, Transfer · ARM
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2020 · Amount on Record
Deed SaleSep 9, 2020 · Amount on Record
Prior SaleOct 26, 2018 · Amount on Record
Deed Document Number2020522835
Prior Transfer DateJul 16, 2008
Prior Transfer Doc0000489453
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address20282 ELFIN FOREST RD, ESCONDIDO, CA 92029-4710
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20282 ELFIN FOREST RD, ESCONDIDO, CA 92029-4710

Mortgage

Document Number0000229159
DateMay 31, 2022
Instrument2022-0229159
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 31, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateSep 9, 2020
Property Address20282 ELFIN FOREST RD, ESCONDIDO, CA 92029-4710
Document Number0000522834
Instrument DateAug 21, 2020
Instrument522834
Transaction TypeTransfer
Record UpdatedSep 17, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 12619 COSTA MESA CA 926278427, COSTA MESA, CA 92627-8427

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 9, 2020
Property Address20282 ELFIN FOREST RD, ESCONDIDO, CA 92029-4710
Document Number0000522835
Map ReferenceFILE 79-344654
Instrument DateAug 15, 2020
Instrument2020-0522835
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address20282 ELFIN FOREST RD, ESCONDIDO, CA 92029-4710

Mortgage

Document Number0000522836
DateSep 9, 2020
Instrument2020-0522836
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 9, 2018
Property Address20282 ELFIN FOREST RD, ESCONDIDO, CA 92029-4710
Document Number0000092926
Instrument DateMar 5, 2018
Instrument92926
Transaction TypeTransfer
Record UpdatedMar 14, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 7172 STATELINE NV 894497172, STATELINE, NV 89449-7172

Mortgage

Document Number92927
DateMar 9, 2018
Instrument92927
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 8, 2048

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 26, 2018
Property Address20282 ELFIN FOREST RD, ESCONDIDO, CA 92029-4710
Document Number0000448605
Map ReferenceFILE 79-344654
Instrument DateOct 8, 2014
Instrument2018-0448605
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address20282 ELFIN FOREST RD, ESCONDIDO, CA 92029-4710

Mortgage

Document Number0000448606
DateOct 26, 2018
Instrument2018-0448606
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateNov 1, 2023
Change FrequencyAnnually
Min Rate At Change4.37%
Max Rate At Change8.37%
Index1-Year LIBOR
Margin4
Max Rate11.3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictRancho Santa Fe Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,854,853 (+2%) Land $1,192,406 Building $662,447
2025$20,518.00 (+4.15%) Homeowner's exemption$1,818,484 (+4.04%) Land $1,169,026 Building $649,458
2023$19,700.00 (+1.78%) Homeowner's exemption$1,747,872 Land $1,123,632 Building $624,240
2022$19,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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