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20281 103rd Pl, O Brien, FL 32071 Property Records

Suwannee County property record for 20281 103rd Pl, O Brien, FL 32071

Property Summary

Property TypeMobile Home
Details1 ba · 1,144 sqft · built 2019
Lot Size10 acres (438,649 sqft)
OwnerIndividual Name on Record
Last Sale$274,000 (Feb 2025)
Tax Bill$2,268 (2024)
Deeds & MortgagesDec 2025 Mortgage
Feb 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-05S-14E-03333-002000

Property Details

APN / Parcel Number

Primary APN06-05S-14E-03333-002000
Alternative APN
  • 03333002000

Interior

Full Baths1 Bath
Building Area1,144 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2021
Lot Area438,649 sqft (10 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number03333002000
Street Address20281 103RD PL
CityO BRIEN
StateFL
Zip32071-2555
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG 10.07 ACRES FOR POINT OF REF COMM AT THE NE COR OF W1/2 OF SE1/4 OF NW1/4 AND RUN THENCE S 01 DEG 05'38 W 330.36 FT TO
Legal Range14E
Legal Township05S
Legal Section06
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group3
Census Block3061
Census Tract970501

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20281 103RD PL, O BRIEN, FL 32071-2555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENCE HOME LOANS LLC
Feb 25, 2025Warranty Deed, Transfer · VA Mortgage
EVERETT FINANCIAL INC
Nov 9, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2025 · Amount on Record
Deed SaleFeb 25, 2025 · Amount on Record
Prior SaleSep 10, 2010 · Amount on Record
Deed Document Number2025289608
Deed Book / Page2582 / 246
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address20281 103RD PL, O BRIEN, FL 32071-2555
Transaction TypeMortgage
Record UpdatedFeb 3, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20281 103RD PL, O BRIEN, FL 32071-2555

Mortgage

Document Number0061300340
DateDec 1, 2025
Book Page2653/308
Instrument202561300340
Lender
NameINDEPENDENCE HOME LOANS LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateFeb 25, 2025
Property Address20281 103RD PL, O BRIEN, FL 32071-2555
Document Number0000289608
Book / Page2582 / 246
Instrument DateFeb 5, 2025
Instrument2025289608
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyUNKNOWN, TITLE OF THE NATURE COAST LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,918.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1171 N OLD 26 RD, FORT ATKINSON, WI 53538

Transferred To (Grantee/Buyer)

NameVerified Name
Address20281 103RD PL, O BRIEN, FL 32071-2555

Mortgage

Document Number0000000248
DateFeb 25, 2025
Instrument2582/248
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateNov 9, 2018
Property Address20281 103RD PL, O BRIEN, FL 32071
Document Number0000209104
Book / Page002084 / 000350
Instrument DateNov 9, 2018
Instrument209104
Transaction TypeTransfer
Record UpdatedDec 11, 2018

Transaction

AmountAmount Recorded
Tax$129.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1319 COLISEUM AVE SW LIVE OAK FL 320643907, LIVE OAK, FL 32064-3907

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$157,817 (+37.19%) Land $75,424 Building $82,393$157,817 (+37.19%) Land $75,424 Building $82,393
2024$2,268.00 (+12.22%)
2023$2,021.00 (+8.02%)$115,037 (+10.82%) Land $64,448 Building $50,589$115,037 (+10.82%) Land $64,448 Building $50,589
2022$1,871.00$103,806$103,806 Land $56,392 Building $47,414

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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