20280 S Ferguson Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 20280 S Ferguson Rd, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,291 sqft · built 1972
Lot Size	0.922 acres (40,195 sqft)
Owner	Individual Name on File
Last Sale	$333,668 (May 2021)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32E14A 00404`

Property Details

APN / Parcel Number

Primary APN	`32E14A 00404`
Alternative APN	`00875930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	1,291 sqft

Exterior

Year Built	Built 1972
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	40,195 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00875930
Street Address	20280 S FERGUSON RD
City	OREGON CITY
State	OR
Zip	97045-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	1705 CLAIRMONT BLUFFS LT 1 BLK 2
Legal Range	02E
Legal Township	03S
Legal Section	14
Legal Quarter	NE
Legal Subdivision	CLAIRMONT BLUFF
Legal Block	2
Legal Lot Number	1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2000
Census Tract	23001

Owner

20280 S Ferguson Rd is owned and occupied by an individual who acquired it in May 2021.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20280 S FERGUSON RD, OREGON CITY, OR 97045-9354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 12, 2021	Contract Sale, Transfer
May 19, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 19, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Deed Document Number	2021-047879
Last Transfer Date	May 12, 2021
Transfer Doc	0000047879
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	20280 S FERGUSON RD, OREGON CITY, OR 97045-9354
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033812
Date	Jun 13, 2022
Instrument	2022-033812

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CLACKAMAS OR
Recording Date	May 12, 2021
Property Address	20280 S FERGUSON RD, OREGON CITY, OR 97045-9354
Document Number	0000047879
Instrument Date	May 11, 2021
Instrument	2021-047879
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20280 S FERGUSON RD, OREGON CITY, OR 97045-9354

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	20280 S FERGUSON RD, OREGON CITY, OR 97045-9354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033672
Date	May 19, 2017
Instrument	2017-033672

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	20280 S FERGUSON RD, OREGON CITY, OR 97045-9354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033464
Date	May 19, 2017
Instrument	2017-033464

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Apr 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20280 S Ferguson Rd was $4,866.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,866.00	$313,124	$667,428 Land $339,858 Building $327,570
2023	$4,249.00	$295,150	$646,807 Land $326,497 Building $320,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20280 S Ferguson Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1982–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20280 S Ferguson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLACKAMAS RIVER WATER serves 29,918 people · EPA ID OR4100187
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Ferguson Rd

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