Stanly County property record for 20280 Ridgebrook Ln, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,509 sqft · built 2022 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Mar 2020) |
| Tax Bill | $3,218 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 559603419095 |
| Primary APN | 559603419095 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,509 sqft Finished Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 1,250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1528567 |
|---|---|
| Street Address | 20280 RIDGEBROOK LN |
| City | LOCUST |
| State | NC |
| Zip | 28097-8406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20280 RIDGEBROOK LN LT 2 RIDGEBROOK CROSSING 559600235 |
| Legal Subdivision | RIDGEBROOK CROSSING PB 18 |
| Legal Lot Number | 2 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20280 RIDGEBROOK LN, LOCUST, NC 28097-8406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 6, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on Record |
| Deed Sale | Mar 6, 2020 · Amount on Record |
| Prior Sale | Mar 8, 2007 · Amount on Record |
| Deed Document Number | 2020417789 |
| Deed Book / Page | 1694 / 734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 20280 RIDGEBROOK LN, LOCUST, NC 28097-8406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000441581 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 1769/664 |
| Instrument | 441581 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Mar 6, 2020 |
| Property Address | 20280 RIDGEBROOK LN, LOCUST, NC 28097-8406 |
| Document Number | 0000417789 |
| Book / Page | 001694 / 000734 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 417789 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 MICHELLES CIR TOANO VA 231689004, TOANO, VA 23168-9004 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,218.00 (+19.14%) | $487,657 (+29.95%) Land $50,120 Building $437,537 | $487,657 (+29.95%) Land $50,120 Building $437,537 |
| 2023 | $2,701.00 | $375,270 Land $40,080 Building $335,190 | $375,270 Land $40,080 Building $335,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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