2028 Werner Rd, Columbus, MI 48063 Property Records

St. Clair County property record for 2028 Werner Rd, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,560 sqft · built 1971
Lot Size	1.05 acres (45,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2026)
Tax Bill	$196 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-16-027-1023-000`

Property Details

APN / Parcel Number

Primary APN	`74-16-027-1023-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	45,912 sqft (1.05 acres)
Lot Dimensions	400 ft deep x 106 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2028 WERNER RD
City	COLUMBUS
State	MI
Zip	48063-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDEN
Legal Description	S 106' OF N 457' OF E 433' OF THAT PART OF NW 1/4 LYING W OF C.L. OF WERNER RD. SEC 27 T5N R15E 1.05 A
Legal Range	15E
Legal Township	05N
Legal Section	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2025
Census Tract	651600

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2028 WERNER RD, COLUMBUS, MI 48063-3725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Aug 24, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE 1 INCORPORATED
Nov 17, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jun 8, 2020	Deed of Trust, Mortgage · Conventional with PMI ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	202617818
Deed Book / Page	5960 / 568
Prior Transfer Date	Jul 18, 2008
Prior Transfer Doc	0038680390
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 2, 2026
Property Address	2028 WERNER RD, COLUMBUS, MI 48063-3725
Document Number	0000017818
Book / Page	5960 / 568
Instrument Date	Aug 21, 2026
Instrument	202617818
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Tax	$287,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 WERNER RD, COLUMBUS, MI 48063-3725

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 24, 2026
Property Address	2028 WERNER RD, COLUMBUS, MI 48063-3725
Document Number	0000017063
Book / Page	5956 / 985
Instrument Date	Aug 21, 2026
Instrument	202617063
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 KARLA LN, MARYSVILLE, MI 48040-2547

Mortgage

Document Number	0000017063,
Date	Aug 24, 2026
Book Page	5956/985
Instrument	202617063

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 17, 2021
Property Address	2028 WERNER RD, COLUMBUS, MI 48063-3725
Document Number	5451479
Book / Page	5451 / 479
Instrument Date	Oct 20, 2021
Instrument	2021032454
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	JB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,767.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2028 WERNER RD, 2028, COLUMBUS, MI 48063-3725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 WERNER RD, COLUMBUS, MI 48063-3725

Mortgage

Document Number	0005441867
Date	Oct 28, 2021
Book Page	5441/867
Instrument	2021030464

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2028 WERNER RD, COLUMBUS, MI 48063-3725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050930930
Date	Sep 6, 2019
Book Page	5093/930
Instrument	2019018243

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2028 WERNER RD, COLUMBUS, MI 48063-3725
Document Number	0052000088
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2028 WERNER RD COLUMBUS MI 480633725, COLUMBUS, MI 48063-3725

Mortgage

Document Number	0052000088
Date	Jun 17, 2020
Book Page	005200/000088

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jun 16, 2045

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,800 (+0.67%)	$209,600 (+0.67%)
2025	$196.00 (+13.95%)	$104,100 (+6.88%)
2024	$172.00 (-95.93%)		$208,200 (+6.88%)
2023		$97,400
2022	$4,230.00		$194,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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