2028 Waterside Dr, Fenton, MI 48430 Property Records

Genesee County property record for 2028 Waterside Dr, Fenton, MI 48430

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,088 sqft · built 2000
Lot Size	0.371 acres (16,161 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Sep 2026)
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-677-001`

Property Details

APN / Parcel Number

Primary APN	`06-02-677-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	16,161 sqft (0.371 acres)
Lot Dimensions	147 ft deep x 110 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2028 WATERSIDE DR
City	FENTON
State	MI
Zip	48430-9776
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-5
Legal Description	UNIT 1 AUDUBON MEADOWS CONDO (97) FR 06-02-400-004
Legal Subdivision	AUDUBON MEADOWS
Legal Unit	1
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	1
Census Block	1005
Census Tract	13302

Owner

Source: Genesee County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	864 CARRIAGE HILL DR, FENTON, MI 48430-4137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Jul 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	202654682
Prior Transfer Date	Jun 15, 2020
Prior Transfer Doc	0000048702
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 25, 2026
Property Address	2028 WATERSIDE DR, FENTON, MI 48430-9776
Document Number	0000054682
Instrument Date	Sep 21, 2026
Instrument	2026092554682
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399,556.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 CARRIAGE HILL DR, FENTON, MI 48430-4137

Mortgage

Document Number	0000054280,
Date	Sep 25, 2026
Instrument	2026092354280

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Sep 23, 2026
Property Address	2028 WATERSIDE DR, FENTON, MI 48430-9776
Document Number	0000054280
Instrument Date	Sep 21, 2026
Instrument	202692354280
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 CARRIAGE HILL DR, FENTON, MI 48430-4137

Mortgage

Document Number	0000054280,
Date	Sep 23, 2026
Instrument	202692354280

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 21, 2023
Property Address	2028 WATERSIDE DR, FENTON, MI 48430-9776
Document Number	0000012693
Map Reference	LB 3328 PG 560
Instrument Date	Mar 10, 2023
Instrument	202303210012693
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5753 MI STATE ROAD 52, MANCHESTER, MI 48158-9460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6003 CREEKSIDE DR, SWARTZ CREEK, MI 48473-8242

Mortgage

Document Number	0000012694
Date	Mar 21, 2023
Instrument	202303210012694

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 21, 2020
Property Address	2028 WATERSIDE DR, FENTON, MI 48430-9776
Document Number	0000048702
Instrument Date	Jun 15, 2020
Instrument	48702
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2028 WATERSIDE DR FENTON MI 484309776, FENTON, MI 48430-9776

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,500 (+4.84%) Land $27,600 Building $149,900	$355,000 (+4.84%) Land $55,200 Building $299,800
2025	$5,180.00 (-0.42%) Homeowner's exemption	$169,300 (+16.28%)	$338,600 (+16.28%)
2024	$5,202.00 (+61.8%)
2023		$145,600	$291,200
2019	$3,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FENTON MOBILE HOME PARK private · serves 220 people · EPA ID MI0040158
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF FENTON
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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