2028 Summerlake Dr, Auburndale, FL 33823 Property Records

Polk County property record for 2028 Summerlake Dr, Auburndale, FL 33823

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jun 2026)
Tax Bill	$948 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-33-302151-000070`

Property Details

APN / Parcel Number

Primary APN	`25-27-33-302151-000070`
Alternative APN	`332725302151000070`

Exterior

Lot Area	9,100 sqft (0.209 acres)

Location & Zoning

Street Address	2028 SUMMERLAKE DR
City	AUBURNDALE
State	FL
Zip	33823-3159
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SUMMERLAKE ESTATES PB 204 PGS 17-19 LOT 7
Legal Subdivision	SUMMERLAKE ESTATES
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2026
Census Tract	13101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2028 SUMMERLAKE DR, AUBURNDALE, FL 33823-3159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Deed Document Number	2026146750
Deed Book / Page	14044 / 868
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 18, 2026
Property Address	2028 SUMMERLAKE DR, AUBURNDALE, FL 33823-3159
Document Number	0000146750
Book / Page	14044 / 868
Instrument Date	Jun 12, 2026
Instrument	2026146750
Record Updated	Jun 30, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279,265.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 SUMMERLAKE DR, AUBURNDALE, FL 33823-3159
Investor	Possibly a Property Investor

Mortgage

Document Number	0000146751,
Date	Jun 18, 2026
Instrument	2026146751

Lender

Name	VANDERBILT MORTGAGE AND FINANCE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,800 (+1%)	$65,000 (+12.07%) Land $65,000
2025	$948.00	$58,000 Land $58,000	$58,000 Land $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20