2028 Stratford Rd, Cayce, SC 29033 Property Records

Lexington County property record for 2028 Stratford Rd, Cayce, SC 29033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,466 sqft · built 1962
Lot Size	0.376 acres (16,400 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Sep 2022)
Tax Bill	$1,298 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005732-06-018`

Property Details

APN / Parcel Number

Primary APN	`005732-06-018`
Alternative APN	`0573206018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,466 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	16,400 sqft (0.376 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2028 STRATFORD RD
City	CAYCE
State	SC
Zip	29033-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	CHURCHILL GARDENS LOT 18 & PT 19 BLK J
Legal Block	J
Legal Lot Number	18
Jurisdiction	LEXINGTON SC
Township / Civil Division	WEST COLUMBIA-CAYCE
Census Block Group	1
Census Block	1003
Census Tract	20605

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2028 STRATFORD RD, CAYCE, SC 29033-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Sep 25, 2012 · Amount on Record
Deed Document Number	202241192
Deed Book / Page	21026 / 2464
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 14, 2022
Property Address	2028 STRATFORD RD, CAYCE, SC 29033-1440
Document Number	2102602464
Book / Page	21026 / 2464
Map Reference	MB 62-G PG 137
Instrument Date	Sep 14, 2022
Instrument	2022041192
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 STRATFORD RD, CAYCE, SC 29033-1440

Mortgage

Document Number	2022041193
Date	Sep 14, 2022
Instrument	2022041193

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Municipality	Cayce City
Unified School District	Lexington School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,298.00 (-3.78%)
2024	$1,349.00 (+4.98%)	$7,480 (+96.74%) Land $1,200 Building $6,280	$187,000 (+96.75%) Land $30,000 Building $157,000
2023	$1,285.00	$3,802 Land $688 Building $3,114	$95,046 Land $17,197 Building $77,849

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1986–2015)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAYCE serves 17,460 people · EPA ID SC3210003
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20