2028 Shadow Grove Way, Encinitas, CA 92024 Property Records

San Diego County property record for 2028 Shadow Grove Way, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1976
Lot Size	0.148 acres (6,466 sqft)
Owner	Company Name on Record
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`259-500-34-00`

Property Details

APN / Parcel Number

Primary APN	`259-500-34-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,325 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	6,466 sqft (0.148 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2028 SHADOW GROVE WAY
City	ENCINITAS
State	CA
Zip	92024-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 551 TR 007788
Legal Subdivision	VILLAGE PARK NORTH COUNTRY
Legal Tract	007788
Legal Block	2
Legal Lot Number	551
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2028 SHADOW GROVE WAY, ENCINITAS, CA 92024-4333
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Intrafamily Transfer, Transfer
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2023
Property Address	2028 SHADOW GROVE WAY, ENCINITAS, CA 92024-4333
Document Number	0000108719
Map Reference	MAP 7788
Instrument Date	Mar 30, 2023
Instrument	2023-0108719
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2028 SHADOW GROVE WAY, ENCINITAS, CA 92024-4333

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2028 SHADOW GROVE WAY, ENCINITAS, CA 92024-4333
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 SHADOW GROVE WAY, ENCINITAS, CA 92024-4333

Mortgage

Document Number	0000298765
Date	Jul 20, 2022
Instrument	2022-0298765

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2028 SHADOW GROVE WAY, ENCINITAS, CA 92024-4333
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 SHADOW GROVE WAY, ENCINITAS, CA 92024-4333

Mortgage

Document Number	0000140917
Date	Feb 23, 2021
Instrument	2021-0140917

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2028 SHADOW GROVE WAY, ENCINITAS, CA 92024-4333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000519206
Date	Nov 12, 2019
Instrument	2019-0519206

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$100,554 (+2%) Land $33,424 Building $67,130
2025	$1,715.00 (+12.24%) Homeowner's exemption	$98,583 (+4.04%) Land $32,769 Building $65,814
2023	$1,528.00 (+4.37%) Homeowner's exemption	$94,757 Land $31,498 Building $63,259
2022	$1,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Ting, Verizon.

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