2028 S Ridge Rd E, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2028 S Ridge Rd E, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 2005
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$178,400 (Feb 2022)
Tax Bill$7,984 (2025)
Deeds & MortgagesFeb 2022 Sale
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-048-00-051-00

Property Details

APN / Parcel Number

Primary APN03-048-00-051-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
Gross Area2,249 sqft
1st Floor Area1,187 sqft
AtticAttic
Attic Area1,102 sqft
Basement Area529 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchStoop
Porch Area40 sqft
Patio Area1,102 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2028 S RIDGE RD E
CityASHTABULA
StateOH
Zip44004-4467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT 12--4
Legal SubdivisionASHTABULA
Legal Lot Number4
JurisdictionASHTABULA OH
Township / Civil DivisionASHTABULA
Census Block Group4
Census Block4022
Census Tract500

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2259, ASHTABULA, OH 44005-2259
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Quit Claim Deed, Transfer
Quitclaim
Dec 7, 2020Deed of Trust, Mortgage · Line of Credit
FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2022 · Amount on Record
Deed SaleFeb 15, 2022 · Amount on Record
Deed Document Number20221659
Deed Book / Page763 / 2099
Prior Transfer DateFeb 14, 2022
Prior Transfer Doc0000001659
Record UpdatedSep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionASHTABULA OH
Recording DateFeb 15, 2022
Property Address2028 S RIDGE RD E, ASHTABULA, OH 44004-4467
Document Number0000001659
Book / Page763 / 2099
Instrument DateFeb 2, 2022
Instrument202200001659
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 2259, ASHTABULA, OH 44005-2259

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address2028 S RIDGE RD E, ASHTABULA, OH 44004-4467
Transaction TypeMortgage
Record UpdatedApr 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2028 S RIDGE RD E, ASHTABULA, OH 44004-4467

Mortgage

Document Number0000012806
DateDec 7, 2020
Book Page725/1916
Instrument202000012806
Lender
NameFIRST COMMONWEALTH BANK
TypeBank
AddressASHTABULA, OH 44004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 2, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionAshtabula Township
Unified School DistrictBuckeye Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,984.00 (+96.36%)$89,850 (-) Land $6,160 Building $83,690$256,700 (-) Land $17,600 Building $239,100
2023$4,066.00 (+24.27%)$89,850 (+43.88%) Land $6,160 Building $83,690$256,700 (+43.89%) Land $17,600 Building $239,100
2022$3,272.00$62,450 Land $4,730 Building $57,720
2020$178,400 Land $13,500 Building $164,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimJul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - ASHTABULA
private · serves 32,342 people · EPA ID OH0400711
Water SourceSurface water
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
GreatWave Communications
Fiber
600 / 600
Verizon
Fixed Wireless
300 / 20

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