2028 Ruby Rd, Crystal Springs, MS 39059 Property Records

Copiah County property record for 2028 Ruby Rd, Crystal Springs, MS 39059

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,982 sqft · built 1838
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$937 (2025)
Deeds & Mortgages	Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1-061-06-003.00`

Property Details

APN / Parcel Number

Primary APN	`1-061-06-003.00`
Alternative APN	`8065`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,982 sqft Adjusted Area
1st Floor Area	1,673 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1838
Effective Year Built	Effective 1838
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	8065
Street Address	2028 RUBY RD
City	CRYSTAL SPRINGS
State	MS
Zip	39059-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 ACS PT NE1/4 NE1/4 E/O RDAS PER DB 17B-017 / 15J-629SEC 6-1N-1E1203-06-1
Legal Range	01E
Legal Township	01N
Legal Section	06
Jurisdiction	COPIAH MS
Township / Civil Division	5
Census Block Group	1
Census Block	1013
Census Tract	950200

Owner

Source: Copiah County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2028 RUBY RD, CRYSTAL SPRINGS, MS 39059-8917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2012
Deed Sale	Jul 19, 2012
Prior Sale	Jun 7, 2011 · Amount on Record
Deed Document Number	201281224
Deed Book / Page	18L / 400
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COPIAH MS
Property Address	2028 RUBY RD, CRYSTAL SPRINGS, MS 39059-8917
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008410783
Date	Feb 23, 2022
Book Page	841/783
Instrument	112000

Lender

Name	BANKPLUS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2027

Tax Assessment & Valuation

Source: Copiah County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Copiah County
Unified School District	Copiah County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$937.00 (-26.8%) Homeowner's exemption	$10,330 (-11.4%)	$98,850 (-4.16%) Land $9,150 Building $89,700
2023		$11,659	$103,140 Land $9,070 Building $94,070
2021	$1,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1991–2022)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 70% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST COPIAH WATER ASSN public/private · serves 3,020 people · EPA ID MS0150010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruby Rd

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