2028 Rancho Corte, Vista, CA 92084 Property Records

San Diego County property record for 2028 Rancho Corte, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,823 sqft · built 2000
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jan 2000)
Tax Bill	$7,039 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171-141-09-00`

Property Details

APN / Parcel Number

Primary APN	`171-141-09-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,823 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	22,651 sqft (0.52 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2028 RANCHO CORTE
City	VISTA
State	CA
Zip	92084-2585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 6 TR 013670
Legal Subdivision	VISTA 89-46
Legal Tract	013670
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19203

Owner

2028 Rancho Corte is owned and occupied by two individuals who bought it in January 2000.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2028 RANCHO CORTE, VISTA, CA 92084-2585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2000 · Amount on File
Deed Sale	Jan 6, 2000 · Amount on File
Deed Document Number	20009212
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2028 RANCHO CORTE, VISTA, CA 92084-2585
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 RANCHO CORTE, VISTA, CA 92084-2585

Mortgage

Document Number	0000355019
Date	Dec 17, 2025
Instrument	2025-0355019

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2028 RANCHO CORTE, VISTA, CA 92084-2585
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 RANCHO CORTE, VISTA, CA 92084-2585

Mortgage

Document Number	0000378023
Date	May 18, 2021
Instrument	2021-0378023

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2028 RANCHO CORTE, VISTA, CA 92084-2585
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 RANCHO CORTE, VISTA, CA 92084-2585

Mortgage

Document Number	0000573661
Date	Sep 28, 2020
Instrument	2020-0573661

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2028 RANCHO CORTE, VISTA, CA 92084-2585
Document Number	0000613720
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2028 RANCHO CORTE VISTA CA 920842585, VISTA, CA 92084-2585

Mortgage

Document Number	0000613720
Date	Dec 30, 2019
Instrument	613720

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2028 Rancho Corte was $7,039 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,261 (+2%) Land $133,246 Building $439,015
2025	$7,039.00 Homeowner's exemption	$561,041 Land $130,634 Building $430,407
2023	$6,534.00 (+0.25%) Homeowner's exemption	$539,257 Land $125,562 Building $413,695
2022	$6,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2028 Rancho Corte in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 Rancho Corte is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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