Schenectady County and Rotterdam Town property record for 2028 Pyle Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,596 sqft · built 1941 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,500 (Aug 2019) |
| Tax Bill | $5,786 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-4-8 |
| Primary APN | 422800 59.10-4-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Upper Floors Area | 532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 165 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 150 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2028 PYLE RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 4 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2113 HAMBURG ST, SCHENECTADY, NY 12304-4704 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE |
| Jun 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 8, 2021 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Aug 2, 2019 | Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on Record |
| Deed Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 201934418 |
| Deed Book / Page | 2016 / 774 |
| Prior Transfer Date | Aug 21, 2002 |
| Prior Transfer Doc | 1631000624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 10, 2026 |
| Property Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Document Number | 0000017808 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202617808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Document Number | 0000017808, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202617808 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Jun 1, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Document Number | 0000033547 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 5308/807 |
| Instrument | 202333547 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Document Number | 0000062185 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 5340/321 |
| Instrument | 202362185 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | COVIUS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Document Number | 0000006794 |
|---|---|
| Date | Mar 21, 2025 |
| Instrument | 202506794 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Document Number | 0000003578 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2028 PYLE RD SCHENECTADY NY 123033071, SCHENECTADY, NY 12303-3071 |
| Document Number | 0000003578 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 005063/000953 |
| Instrument | 3578 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 2, 2019 |
| Property Address | 2028 PYLE RD, SCHENECTADY, NY 12303-3071 |
| Document Number | 0000034418 |
| Book / Page | 2016 / 774 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 201934418 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1046 ARGO BLVD, 1046, SCHENECTADY, NY 12303-3781 |
| Name | Verified Name |
|---|---|
| Address | 2113 HAMBURG ST, SCHENECTADY, NY 12304-4704 |
| Document Number | 0000034419 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 201934419 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,786.00 (+1.71%) | ||
| 2025 | $5,689.00 | $155,000 (-) Land $18,900 Building $136,100 | $238,500 (+16.97%) Land $29,082 Building $209,418 |
| 2023 | $155,000 Land $18,900 Building $136,100 | $203,900 Land $24,863 Building $179,037 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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