2028 Pathways Dr, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2028 Pathways Dr, Saint Paul, MN 55119

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,299 sqft · built 1986
Lot Size	0.4 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2023)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-12-0185`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-12-0185`
Alternative APNs	`8299384` `338436`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,299 sqft Living Area
1st Floor Area	639 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.4 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	338436
Street Address	2028 PATHWAYS DR
City	SAINT PAUL
State	MN
Zip	55119-4670
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CIC NO 435 CREEKSIDE CT THMS SUBJ TO ESMT; LOT 2 BLK 2
Legal Range	22
Legal Township	28
Legal Section	02
Legal Subdivision	CIC NO 435 CREEKSIDE CT THMS
Legal Block	2
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	37402

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2028 PATHWAYS DR, SAINT PAUL, MN 55119-4670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer · VA Mortgage LUMINATE HOME LOANS INC
Oct 18, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	20232757746
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 19, 2023
Property Address	2028 PATHWAYS DR, SAINT PAUL, MN 55119-4670
Document Number	0T02757746
Instrument Date	Jul 11, 2023
Instrument	T02757746
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 PATHWAYS DR, SAINT PAUL, MN 55119-4670

Mortgage

Document Number	0T02757747
Date	Jul 19, 2023
Instrument	T02757747

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 18, 2021
Property Address	2028 PATHWAYS DR, SAINT PAUL, MN 55119-4670
Document Number	0T02715187
Instrument Date	Oct 7, 2021
Instrument	T02715187
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 PATHWAYS DR, SAINT PAUL, MN 55119-4670
Investor	Possibly a Property Investor

Mortgage

Document Number	0T02715188
Date	Oct 18, 2021
Instrument	T02715188

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0T02715189
Date	Oct 18, 2021
Instrument	T02715189

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,400 (+5.07%) Land $30,000 Building $183,400	$213,400 (+5.07%) Land $30,000 Building $183,400
2025	$3,268.00 (+35.38%) Homeowner's exemption	$203,100 (+18.77%) Land $30,000 Building $173,100	$203,100 (+18.77%) Land $30,000 Building $173,100
2024	$2,414.00 (+5.97%)
2023	$2,278.00 Homeowner's exemption	$171,000 Land $30,000 Building $141,000	$171,000 Land $30,000 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GigFire.

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