2028 Overbrook Rd, Lynchburg, VA 24501 Property Records

Lynchburg City property record for 2028 Overbrook Rd, Lynchburg, VA 24501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,487 sqft · built 1959
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2020)
Tax Bill	$1,785 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2020 Sale & Mortgage + 1 more
APN	`006 04 015`

Property Details

APN / Parcel Number

Primary APN	`006 04 015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area
Basement Area	1,253 sqft
Unfinished Basement	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2028 OVERBROOK RD
City	LYNCHBURG
State	VA
Zip	24501-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TATE SPRINGS FARM, SEC 2, BLK C, LOT 15
Legal Subdivision	TATE SPRINGS
Legal Block	C
Legal Lot Number	15
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	2
Census Block	2003
Census Tract	300

Owner

Source: Lynchburg City records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2028 OVERBROOK RD, LYNCHBURG, VA 24501-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage HUD
Jul 14, 2020	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Mar 30, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Document Number	20204738
Prior Transfer Date	Mar 20, 2020
Prior Transfer Doc	0000002067
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	2028 OVERBROOK RD, LYNCHBURG, VA 24501-1005
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230006060
Date	Oct 13, 2023
Instrument	230006060

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2050

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Jul 14, 2020
Property Address	2028 OVERBROOK RD, LYNCHBURG, VA 24501-1005
Document Number	0200004738
Instrument Date	Jun 30, 2020
Instrument	200004738
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NOT AVAILABLE, BLUE RIDGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 OVERBROOK RD, LYNCHBURG, VA 24501-1005

Mortgage

Document Number	0200004739
Date	Jul 14, 2020
Instrument	200004739

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Mar 30, 2020
Property Address	2028 OVERBROOK RD, LYNCHBURG, VA 24501-1005
Document Number	0200002067
Map Reference	MB 330 PG 230
Instrument Date	Mar 20, 2020
Instrument	200002067
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,785.00	$212,600 (-) Land $38,000 Building $174,600
2025	$1,785.00 (+12.41%)	$212,600 (+19.1%) Land $38,000 Building $174,600	$212,600 (+19.1%) Land $38,000 Building $174,600
2023	$1,588.00	$178,500 Land $35,000 Building $143,500	$178,500 Land $35,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2018)
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims Severe Storms And Flooding, Jun 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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