2028 Oakmont Rd, Fallston, MD 21047 Property Records

Harford County property record for 2028 Oakmont Rd, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,137 sqft · built 1987
Lot Size	3.19 acres (138,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,000 (Jun 2020)
Tax Bill	$6,439 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-208834`

Property Details

APN / Parcel Number

Primary APN	`03-208834`
Alternative APNs	`3208834` `208834`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,137 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	138,956 sqft (3.19 acres)
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Porch
Porch Area	528 sqft
Deck Area	725 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	208834
Street Address	2028 OAKMONT RD
City	FALLSTON
State	MD
Zip	21047-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 5 3.19 AC 2028 OAKMONT ROAD LD J O RYAN P 54/104
Legal Subdivision	LD RYAN J O
Legal Lot Number	5
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303300

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2028 OAKMONT RD, FALLSTON, MD 21047-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 9, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Sep 1, 1994 · Amount on Record
Deed Book / Page	13899 / 373
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2028 OAKMONT RD, FALLSTON, MD 21047-1411
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124220043
Date	Jul 6, 2017
Book Page	12422/0043
Instrument	12422-0043

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 9, 2020
Property Address	2028 OAKMONT RD, FALLSTON, MD 21047-1411
Document Number	0138990373
Book / Page	013899 / 000373
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2028 OAKMONT RD FALLSTON MD 210471411, FALLSTON, MD 21047-1411

Mortgage

Document Number	138990381
Date	Jun 9, 2020
Book Page	013899/000381

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,439.00 (+9.81%)	$585,367 (+18.3%)	$615,300 (+7.87%) Land $131,200 Building $484,100
2025	$5,864.00 (+16.35%)
2023		$494,800	$570,400 Land $131,200 Building $439,200
2022	$5,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong, BridgeMAXX Suncoast Broadband.

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