2028 Oak Tree Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 2028 Oak Tree Rd, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,610 sqft · built 2019
Lot Size	0.327 acres (14,256 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Dec 2019)
Tax Bill	$18,115 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00545-K-00016-02`

Property Details

APN / Parcel Number

Primary APN	`05 00545-K-00016-02`
Alternative APNs	`05-00545-11-00016-02` `0500545 K00001` `00028865`

Interior

Building Area	2,610 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	14,256 sqft (0.327 acres)
Lot Dimensions	162 ft deep x 88 ft wide

Location & Zoning

Street Address	2028 OAK TREE RD
City	EDISON
State	NJ
Zip	08820-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	88X162 IRR
Legal Subdivision	WOODS END WEST
Legal Block	545.1
Legal Lot Number	16.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3011
Census Tract	1413

Owner

2028 Oak Tree Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2028 OAK TREE RD, EDISON, NJ 08820-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 9, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Deed Document Number	2019104089
Deed Book / Page	17712 / 1391
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	2028 OAK TREE RD, EDISON, NJ 08820-2004
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135710
Date	Oct 29, 2021
Book Page	18692/1820
Instrument	2021135710

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

December 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 9, 2019
Property Address	2028 OAK TREE RD, EDISON, NJ 08820-2004
Document Number	0000104089
Book / Page	17712 / 1391
Instrument Date	Dec 4, 2019
Instrument	2019104089
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 STATE ROUTE 35203, 1300, OCEAN, NJ 07712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CARROLL ST # 2, 2, BROOKLYN, NY 11231-2702

Mortgage

Document Number	0000104090
Date	Dec 9, 2019
Instrument	2019104090

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2028 Oak Tree Rd was $18,115, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,400 (-) Land $107,900 Building $196,500	$304,400 (-) Land $107,900 Building $196,500
2025	$18,115.00 (+3.82%)	$304,400 Land $107,900 Building $196,500	$304,400 Land $107,900 Building $196,500
2024	$17,448.00
2023		$304,400 Land $107,900 Building $196,500	$304,400 Land $107,900 Building $196,500
2022	$17,366.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2028 Oak Tree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 Oak Tree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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