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2028 Oak St, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2028 Oak St, Paso Robles, CA 93446

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,779 sqft · built 1940
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$10,000 (Nov 1997)
Tax Bill$3,979 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN008-224-004

Property Details

APN / Parcel Number

Primary APN008-224-004

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area1,779 sqft Living Area
1st Floor Area1,779 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleMulti-Family
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2028 OAK ST
CityPASO ROBLES
StateCA
Zip93446-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionCY PR BL 166 LT 10
Legal SubdivisionEL PASO DE ROBLES
Legal Block166
Legal Lot Number10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group3
Census Block3043
Census Tract10103

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1545 FAIRWAY DR, PASO ROBLES, CA 93446-3434
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
KD CAPITAL MORTGAGE CORPORATION
Aug 7, 2020Deed of Trust, Mortgage · Line of Credit
INCREDIBLEBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 1997 · Amount on Record
Deed SaleNov 12, 1997 · Amount on Record
Deed Document Number199764196
Last Transfer DateOct 2, 2006
Transfer Doc0000072593
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2028 OAK ST, PASO ROBLES, CA 93446-1613
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1545 FAIRWAY DR, PASO ROBLES, CA 93446-3434

Mortgage

Document Number0000010456
DateMar 8, 2022
Instrument2022010456
Lender
NameKD CAPITAL MORTGAGE CORPORATION
TypeMortgage Company
AddressPASO ROBLES, CA 93446
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2028 OAK ST, PASO ROBLES, CA 93446-1613
Document Number0000042043
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1938 OLIVE ST PASO ROBLES CA 934461539, PASO ROBLES, CA 93446-1539

Mortgage

Document Number0000042043
DateAug 11, 2020
Instrument42043
Lender
NameINCREDIBLEBANK
AddressWAUSAU, WI 54401
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityEl Paso De Robles (Paso Robles) City
Unified School DistrictPaso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$366,594 (+2%) Land $110,466 Building $256,128
2025$3,979.00 (+3.27%)$359,406 (+4.04%) Land $108,300 Building $251,106
2023$3,853.00 (+1.5%)$345,452 Land $104,096 Building $241,356
2022$3,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PASO ROBLES WATER DIVISION
serves 31,176 people · EPA ID CA4010007
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Radiate Holdings
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20
Ranch WiFi
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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