2028 Lochnayne Ln, Davison, MI 48423 Property Records

Genesee County property record for 2028 Lochnayne Ln, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,098 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Nov 2021)
Tax Bill	$6,567 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-19-526-022`

Property Details

APN / Parcel Number

Primary APN	`05-19-526-022`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,098 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2028 LOCHNAYNE LN
City	DAVISON
State	MI
Zip	48423-8376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	LOT 22 VILLAGES OF WICKLOW NO 1 SEC 19 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	19
Legal Subdivision	VILLAGES OF WICKLOW 1
Legal Lot Number	22
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	1
Census Block	1022
Census Tract	11612

Owner

2028 Lochnayne Ln is owned and occupied by an individual who bought it in November 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2028 LOCHNAYNE LN, DAVISON, MI 48423-8376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Nov 15, 2001 · Amount on File
Deed Document Number	202189064
Prior Transfer Date	Mar 16, 2019
Prior Transfer Doc	0000040854
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 18, 2021
Property Address	2028 LOCHNAYNE LN, DAVISON, MI 48423-8376
Document Number	0000089064
Map Reference	LB 74 PG 14
Instrument Date	Nov 18, 2021
Instrument	202111180089064
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	NOT AVAILABLE, REAL ESTATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11535 KINGS KNIGHT CIR, GRAND BLANC, MI 48439-8621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2028 LOCHNAYNE LN, DAVISON, MI 48423-8376

Mortgage

Document Number	0000089065
Date	Nov 18, 2021
Instrument	202111180089065

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 22, 2020
Property Address	2028 LOCHNAYNE LN, DAVISON, MI 48423-8376
Document Number	0000040854
Instrument Date	Mar 16, 2020
Instrument	40854
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11535 KINGS KNIGHT CIR GRAND BLANC MI 484398621, GRAND BLANC, MI 48439-8621

Tax Assessment & Valuation

The 2025 property tax bill for 2028 Lochnayne Ln was $6,567 with a homeowner's exemption, down 2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,600 (+2.33%) Land $26,400 Building $136,200	$325,200 (+2.33%) Land $52,800 Building $272,400
2025	$6,567.00 (-1.97%) Homeowner's exemption	$158,900	$317,800
2024	$6,699.00
2023		$136,400	$272,800
2019	$6,360.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2028 Lochnayne Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2023–2024)
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 Lochnayne Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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