2028 Lloyd Ct, Wickliffe, OH 44092 Property Records

Lake County property record for 2028 Lloyd Ct, Wickliffe, OH 44092

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,779 sqft · built 2008
Lot Size	0.207 acres (9,060 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Sep 2017)
Tax Bill	$12,098 (2023)
Deeds & Mortgages	May 2021 Line of Credit Apr 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-A-004-L-00-007-0`

Property Details

APN / Parcel Number

Primary APN	`29-A-004-L-00-007-0`
Alternative APN	`E 248`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,779 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	395 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Contemporary
Exterior Material	Combination
Lot Area	9,060 sqft (0.207 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Patio Area	225 sqft
Balcony	Balcony
Balcony Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	E 248
Street Address	2028 LLOYD CT
City	WICKLIFFE
State	OH
Zip	44092-2368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TRACT 12
Legal Subdivision	C & B SUBDIVISION
Legal Tract	12
Legal Lot Number	7
Jurisdiction	LAKE OH
Township / Civil Division	WICKLIFFE
Census Block Group	1
Census Block	1000
Census Tract	200900

Owner

2028 Lloyd Ct is owned and occupied by an individual who bought it in September 2017.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2028 LLOYD CT, WICKLIFFE, OH 44092-2368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS COMMUNITY CU INC
Apr 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 13, 2017	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	Dec 14, 2007 · Amount on File
Deed Document Number	3718
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	2028 LLOYD CT, WICKLIFFE, OH 44092-2368
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015092
Date	May 4, 2021
Instrument	2021R015092

Lender

Name	FIREFIGHTERS COMMUNITY CU INC
Type	Credit Union
Address	CLEVELAND, OH 44125

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	263 Months
Due	Apr 26, 2043

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	2028 LLOYD CT, WICKLIFFE, OH 44092-2368
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 LLOYD CT, WICKLIFFE, OH 44092-2368

Mortgage

Document Number	0000006368
Date	Apr 3, 2025
Instrument	2025R006368

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2045

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	2028 LLOYD CT, WICKLIFFE, OH 44092-2368
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007501
Date	Mar 24, 2020
Instrument	2020R007501

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Sep 13, 2017
Property Address	2028 LLOYD CT, WICKLIFFE, OH 44092-2368
Document Number	0000024485
Map Reference	VOL52 PG23
Instrument Date	Sep 12, 2017
Instrument	2017R024485
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2028 LLOYD CT, WICKLIFFE, OH 44092-2368
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024486
Date	Sep 13, 2017
Instrument	2017R024486

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Wickliffe City
Unified School District	Wickliffe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$12,098.00 (+71.41%) Homeowner's exemption	$98,380 (-) Land $19,540 Building $78,840
2022	$7,058.00 Homeowner's exemption	$98,380 Land $19,540 Building $78,840
2021			$281,080 Land $55,830 Building $225,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2028 Lloyd Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 Lloyd Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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