2028 Johnstown Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 2028 Johnstown Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,628 sqft · built 1988
Lot Size4.08 acres (178,117 sqft)
OwnerIndividual Name on File
Last Sale$499,000 (May 2007)
Tax Bill$6,082 (2025)
Deeds & MortgagesApr 2012 Mortgage
Apr 2007 Line of Credit
+ 1 more
APN0840000000990

Property Details

APN / Parcel Number

Primary APN0840000000990

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,628 sqft Living Area
1st Floor Area1,929 sqft
AtticAttic
Attic Area575 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area178,117 sqft (4.08 acres)
Lot Dimensions635 ft deep x 280 ft wide
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area165 sqft
Deck Area1,200 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address2028 JOHNSTOWN RD
CityCHESAPEAKE
StateVA
Zip23322-2605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1: RESID
Legal DescriptionPT LOTS 4 SUB PROP R L MOTT 4.089AC
Legal SubdivisionWHOLE MAP 084
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1030
Census Tract21014

Owner

2028 Johnstown Rd is owned and occupied by an individual who bought it in May 2007.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2028 JOHNSTOWN RD, CHESAPEAKE, VA 23322-2605
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2012Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 23, 2007Deed of Trust, Mortgage · Line of Credit
USAA FEDERAL SAVINGS BANK
May 22, 2007Warranty Deed, Transfer · Conventional Mortgage
RESOURCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2007 · Amount on File
Deed SaleMay 22, 2007 · Amount on File
Deed Book / Page7085 / 691
Record UpdatedOct 29, 2026

April 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2028 JOHNSTOWN RD, CHESAPEAKE, VA 23322-2605
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008674/330
DateApr 20, 2012
Book Page8674/330
Lender
NameUS BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2042
Interest
Rate TypeFixed Rate
Rate4.25%

April 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2028 JOHNSTOWN RD, CHESAPEAKE, VA 23322-2605
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007045/512
DateApr 23, 2007
Book Page7045/512
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term191 Months
DueMar 13, 2023
Interest
Rate TypeAdjustable Rate

May 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 22, 2007
Property Address2028 JOHNSTOWN RD, CHESAPEAKE, VA 23322-2605
Document Number007085/691
Book / Page7085 / 691
Instrument DateMay 9, 2007
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007085695
DateMay 22, 2007
Instrument7085/695
Lender
NameRESOURCE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number007085/711
DateMay 22, 2007
Book Page7085/711
Lender
NameRESOURCE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2028 Johnstown Rd was $6,082.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$618,100 (+2.64%) Land $275,600 Building $342,500$618,100 (+2.64%) Land $275,600 Building $342,500
2025$6,082.00$602,200 Land $244,300 Building $357,900$602,200 Land $244,300 Building $357,900
2023$530,200 (+5.32%) Land $194,300 Building $335,900$530,200 (+5.32%) Land $194,300 Building $335,900
2022$503,400 Land $174,300 Building $329,100$503,400 Land $174,300 Building $329,100
2019$4,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2028 Johnstown Rd; there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims2 (2019–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 Johnstown Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 73% of Virginia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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