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2028 Harmon Ave, Winter Park, FL 32789 Property Records

Orange County property record for 2028 Harmon Ave, Winter Park, FL 32789

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,155 sqft · built 1925
Lot Size0.148 acres (6,441 sqft)
OwnerIndividual Name on Record
Last Sale$102,000 (Sep 2001)
Tax Bill$1,819 (2025)
Deeds & MortgagesJul 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN12-22-29-7096-03-150

Property Details

APN / Parcel Number

Primary APN12-22-29-7096-03-150
Alternative APNs
  • 292212709603150
  • 345841
  • 351100
  • 355470

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,155 sqft Living Area
Gross Area1,982 sqft
1st Floor Area1,036 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1983
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,441 sqft (0.148 acres)
Garage TypeDetached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2028 HARMON AVE
CityWINTER PARK
StateFL
Zip32789-5306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionTHE PINES H/14 LOT 15 BLK C
Legal Range29E
Legal Township22S
Legal Section12
Legal SubdivisionPINES
Legal Tract7096
Legal BlockC
Legal Lot Number15
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2025
Census Tract15300

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2028 HARMON AVE, WINTER PARK, FL 32789-5306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2001 · Amount on Record
Deed SaleSep 27, 2001 · Amount on Record
Prior SaleSep 27, 2001 · Amount on Record
Deed Book / Page6357 / 3458
Record UpdatedJun 8, 2026

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address2028 HARMON AVE, WINTER PARK, FL 32789-5306
Document Number0000515229
Instrument DateJul 17, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2028 HARMON AVE WINTER PARK FL 327895306, WINTER PARK, FL 32789-5306

Mortgage

Document Number0000515229
DateAug 29, 2018
Instrument515229
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$132,100 (+2.7%)$361,600 (-1.47%) Land $220,000 Building $141,600
2025$1,819.00 (+8.99%) Homeowner's exemption$128,627 (+5.99%)$367,010 (+20.27%) Land $220,000 Building $147,010
2024$1,669.00 (+7.47%)
2023$1,553.00 (+5.36%) Homeowner's exemption$121,361 (+3%)$305,150 (+7.76%) Land $175,000 Building $130,150
2022$1,474.00 Homeowner's exemption$117,826$283,185 Land $172,500 Building $110,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER PARK, CITY OF (3 WPS)
serves 82,984 people · EPA ID FL3481482
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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