2028 Gardner Cir E, Aurora, IL 60503 Property Records

Will County property record for 2028 Gardner Cir E, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,232 sqft · built 2002
Lot Size	0.24 acres (10,457 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Oct 2021)
Tax Bill	$14,047 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-06-202-036`

Property Details

APN / Parcel Number

Primary APN	`07-01-06-202-036`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,232 sqft Total Area
1st Floor Area	1,755 sqft
2nd Floor Area	1,477 sqft
Basement Area	1,738 sqft
Unfinished Basement	1,738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	10,457 sqft (0.24 acres)
Garage Area	451 sqft

Location & Zoning

Street Address	2028 GARDNER CIR E
City	AURORA
State	IL
Zip	60503-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 504 IN WHEATLANDS UNIT 6, A SUB OF PRT OF THE W1/2 NE1/4 OF SEC 6, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	06
Legal Subdivision	WHEATLANDS
Legal Block	6
Legal Lot Number	504
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1009
Census Tract	880324

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2028 GARDNER CIR E, AURORA, IL 60503-6229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Jul 8, 2013 · Amount on Record
Deed Document Number	2021110361
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 7, 2021
Property Address	2028 GARDNER CIR E, AURORA, IL 60503-6229
Document Number	0000110361
Map Reference	DOC R2000-028497
Instrument Date	Sep 23, 2021
Instrument	R2021110361
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2028 GARDNER CIR E, AURORA, IL 60503-6229

Mortgage

Document Number	0000110362
Date	Oct 7, 2021
Instrument	R2021110362

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,047.00 (+14.75%)
2024		$160,391 (+24.33%) Land $30,881 Building $129,510	$481,173 (+24.33%) Land $92,643 Building $388,530
2022	$12,241.00 Homeowner's exemption	$129,007 Land $25,805 Building $103,202	$387,021 Land $77,415 Building $309,606

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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