2028 Francisco St, #A, Berkeley, CA 94709 Property Records

Alameda County property record for 2028 Francisco St, #A, Berkeley, CA 94709

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 908 sqft · built 1898
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Apr 2022)
Tax Bill	$14,099 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58-2176-29`

Property Details

APN / Parcel Number

Primary APN	`58-2176-29`
Alternative APN	`058-2176-029-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	3 Units
Stories	1 Story
Building Area	908 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1903
Construction Type	Wood
Lot Area	5,800 sqft (0.133 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2028 FRANCISCO ST, A
City	BERKELEY
State	CA
Zip	94709-2126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BK: P218 PAGE: 3 LOT: BLDG: UNIT:1
Legal Subdivision	PARCEL MAP 6806
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3008
Census Tract	422400

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2028 FRANCISCO ST, A, BERKELEY, CA 94709-2126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Grant Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA
Apr 6, 2022	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit FIRST UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Jul 25, 2012 · Amount on Record
Deed Document Number	202269146
Prior Transfer Date	Mar 31, 2022
Prior Transfer Doc	0000069347
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 5, 2022
Property Address	2028 FRANCISCO ST # A, A, BERKELEY, CA 94709-2126
Document Number	0000069146
Map Reference	MB 218 PG 3&4
Instrument Date	Apr 1, 2022
Instrument	2022069146
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 FRANCISCO ST # A, A, BERKELEY, CA 94709-2126

Mortgage

Document Number	0000069147
Date	Apr 5, 2022
Instrument	2022069147

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 6, 2022
Property Address	2028 FRANCISCO ST # A, A, BERKELEY, CA 94709-2126
Document Number	0000069347
Map Reference	MB 218 PG 3&4
Instrument Date	Mar 31, 2022
Instrument	2022069347
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2028 FRANCISCO ST # A, A, BERKELEY, CA 94709-2126

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2028 FRANCISCO ST # A, A, BERKELEY, CA 94709-2126
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 FRANCISCO ST A, A, BERKELEY, CA 94709-2126

Mortgage

Document Number	0000329183
Date	Dec 1, 2020
Instrument	2020329183

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Oct 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2028 FRANCISCO ST # A, A, BERKELEY, CA 94709-2126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155654
Date	Aug 12, 2019
Instrument	2019155654

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2028 FRANCISCO ST # A, A, BERKELEY, CA 94709-2126
Document Number	0000032878
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 FRANCISCO ST #A BERKELEY CA 947092126, A, BERKELEY, CA 94709-2126

Mortgage

Document Number	0000032878
Date	Feb 14, 2018
Instrument	32878

Lender

Name	FIRST UNITED CU
Address	PLEASANTON, CA 94588-2718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$952,528 (+2%) Land $285,758 Building $666,770
2025	$14,099.00 (+19.91%)	$933,855 (+15.43%) Land $280,156 Building $653,699
2023	$11,758.00	$809,000 Land $242,700 Building $566,300	$840,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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