Lorain County property record for 2028 E 42nd St, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,608 sqft · built 1962 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jun 2024) |
| Tax Bill | $1,776 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-099-111-004 |
| Primary APN | 03-00-099-111-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 2,077 sqft |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 136 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 391 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 78 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2028 E 42ND ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ACRES 4 62.46 X 136 |
| Legal Subdivision | OAKWOOD ACRES 4 |
| Legal Block | 111 |
| Legal Lot Number | 312 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 97500 |
Source: Lorain County records · APN 03-00-099-111-004
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2028 E 42ND ST, LORAIN, OH 44055-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 05, 2024 | Fiduciary Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP |
| Apr 04, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2024 · Amount on Record |
| Deed Sale | Jun 05, 2024 · Amount on Record |
| Prior Transfer Date | Mar 31, 2023 |
| Prior Transfer Doc | 0000911449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 05, 2024 |
| Property Address | 2028 E 42ND ST, LORAIN, OH 44055-2715 |
| Document Number | 0000015351 |
| Map Reference | VOL 22 PG 83 |
| Instrument Date | Jun 03, 2024 |
| Instrument | 2024-0015351 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2028 E 42ND ST, LORAIN, OH 44055-2715 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015352 |
|---|---|
| Date | Jun 05, 2024 |
| Instrument | 2024-0015352 |
| Name | UNION CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 04, 2023 |
| Property Address | 2028 E 42ND ST, LORAIN, OH 44055-2715 |
| Document Number | 0000911449 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-0911449 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1075 ROYAL DR, AMHERST, OH 44001-2763 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,776.00 (+25.07%) | $44,240 (-) Land $5,480 Building $38,760 | $126,400 (-) Land $15,660 Building $110,740 |
| 2024 | $1,420.00 (+6.37%) | $44,240 (+26.01%) Land $5,481 Building $38,759 | $126,400 (+26.01%) Land $15,660 Building $110,740 |
| 2023 | $1,335.00 (-0.74%) | $35,109 (%) Land $6,104 Building $29,005 | $100,310 (-) Land $17,440 Building $82,870 |
| 2022 | $1,345.00 | $35,110 Land $6,100 Building $29,010 | |
| 2021 | $100,310 Land $17,440 Building $82,870 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cogeco Cable Holdings II, T-Mobile USA.
Based on FCC filings for 44 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORAIN CITY PWS serves 64,152 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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