2028 E 23rd St, Des Moines, IA 50317 Property Records

Polk County property record for 2028 E 23rd St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1947
Lot Size	0.157 acres (6,854 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Oct 2026)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060/02136-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/02136-000-000`
Alternative APN	`792331109016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Frame Brick
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,854 sqft (0.157 acres)
Lot Dimensions	153 ft deep x 44 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2028 E 23RD ST
City	DES MOINES
State	IA
Zip	50317-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & N 6 F LOT 2 BLK 13 EASTON PLACE
Legal Subdivision	EASTON PLACE
Legal Block	13
Legal Lot Number	1,2
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1003
Census Tract	202

Owner

2028 E 23rd St is owned and occupied by two individuals who bought it in October 2026.

Source: Polk County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2028 E 23RD ST, DES MOINES, IA 50317-6312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Oct 5, 2020	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2026 · Amount on File
Deed Sale	Oct 13, 2026 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202662947
Deed Book / Page	20686 / 679
Prior Transfer Date	Dec 12, 2013
Prior Transfer Doc	0000049834
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 13, 2026
Property Address	2028 E 23RD ST, DES MOINES, IA 50317-6312
Document Number	0000062947
Book / Page	20686 / 679
Instrument Date	Oct 9, 2026
Instrument	202662947
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,007.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 E 23RD ST, DES MOINES, IA 50317-6312

Mortgage

Document Number	0000062948,
Date	Oct 13, 2026
Instrument	202662948

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000062949,
Date	Oct 13, 2026
Book Page	20686/698
Instrument	202662949

Lender

Name	IOWA FINANCIAL AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 5, 2020
Property Address	2028 E 23RD ST, DES MOINES, IA 50317-6312
Document Number	202000038366
Book / Page	18107 / 787
Instrument Date	Sep 29, 2020
Instrument	2020-00038366
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 E 23RD ST, DES MOINES, IA 50317-6312

Mortgage

Document Number	202000038368
Date	Oct 5, 2020
Instrument	2020-00038368

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000038369
Date	Oct 5, 2020
Book Page	18107/807
Instrument	2020-00038369

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 2028 E 23rd St was $2,922.

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00	$177,200 Land $23,800 Building $153,400	$177,200 Land $23,800 Building $153,400
2024	$2,922.00
2023		$155,800 Land $20,600 Building $135,200	$155,800 Land $20,600 Building $135,200
2020	$1,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2028 E 23rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2028 E 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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