2028 Davidson Pl, Whiting, IN 46394 Property Records

Lake County property record for 2028 Davidson Pl, Whiting, IN 46394

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,112 sqft · built 1902
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on Record
Last Sale	$261,000 (Jul 2023)
Tax Bill	$1,882 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-28-29-0090-0019`

Property Details

APN / Parcel Number

Primary APN	`007-28-29-0090-0019`
Alternative APNs	`45-03-07-280-008.000-025` `282900900019`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Basement Area	1,056 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 2010
Architectural Style	Split Level
Construction Type	Wood
Roof Material	Asphalt
Lot Area	2,800 sqft (0.064 acres)
Lot Dimensions	112 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-28-29-0090-0019
Old Parcel Number	282900900019
Street Address	2028 DAVIDSON PL
City	WHITING
State	IN
Zip	46394-2027
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SCHRAGE'S 2ND ADD. LOT 19
Legal Subdivision	SCHRAGES ADD 02
Legal Lot Number	19
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2012
Census Tract	40200

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2028 DAVIDSON PL, WHITING, IN 46394-2027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 21, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Aug 30, 2005
Deed Document Number	2023-523394
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2028 DAVIDSON PL, WHITING, IN 46394-2027
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 DAVIDSON PL PI, PI, WHITING, IN 46394-2027

Mortgage

Document Number	0000000556
Date	Jan 5, 2026
Instrument	2026-500556

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 21, 2023
Property Address	2028 DAVIDSON PL, WHITING, IN 46394-2027
Document Number	0000023394
Instrument Date	Jul 20, 2023
Instrument	2023-523394
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 DAVIDSON PL, WHITING, IN 46394-2027

Mortgage

Document Number	0000023395
Date	Jul 21, 2023
Instrument	2023-523395

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Whiting City
Unified School District	Whiting School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,600 (+29.29%) Land $21,400 Building $230,200	$251,600 (+29.29%) Land $21,400 Building $230,200
2024	$1,882.00 (+45.33%)
2023		$194,600 (+45.77%) Land $21,400 Building $173,200	$194,600 (+45.77%) Land $21,400 Building $173,200
2022	$1,295.00 (-55.19%)	$133,500 Land $21,400 Building $112,100	$133,500 Land $21,400 Building $112,100
2021	$2,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER DEPARTMENT serves 4,900 people · EPA ID IN5245048
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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