2028 Creekside Dr, Wheaton, IL 60189 Property Records

DuPage County property record for 2028 Creekside Dr, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,281 sqft · built 1972
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Jul 2025)
Tax Bill	$10,481 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`05-19-402-019`

Property Details

APN / Parcel Number

Primary APN	`05-19-402-019`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,281 sqft Living Area
Gross Area	3,382 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	12.5 ft deep x 7.5 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2028 CREEKSIDE DR
City	WHEATON
State	IL
Zip	60189-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THE STREAMS UNIT #1
Legal Subdivision	THE STREAMS
Legal Lot Number	106
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3014
Census Tract	842604

Owner

2028 Creekside Dr is owned and occupied by an individual who bought it in July 2025.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2028 CREEKSIDE DR, WHEATON, IL 60189-7103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FEDERAL BANK
Jun 16, 2020	Affidavit of Death, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Jun 16, 2020 · Amount on File
Deed Document Number	202545634
Prior Transfer Date	May 27, 2020
Prior Transfer Doc	0000062053
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2028 CREEKSIDE DR, WHEATON, IL 60189-7103
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171595
Date	Nov 29, 2021
Instrument	R2021-171595

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DU PAGE IL
Recording Date	Jun 16, 2020
Property Address	2028 CREEKSIDE DR, WHEATON, IL 60189-7103
Document Number	0000062053
Instrument Date	May 27, 2020
Instrument	62053
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 CREEKSIDE DR WHEATON IL 601897103, WHEATON, IL 60189-7103

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 16, 2020
Property Address	2028 CREEKSIDE DR, WHEATON, IL 60189-7103
Document Number	0000062054
Map Reference	DOC R69-47226
Instrument Date	May 27, 2020
Instrument	R2020-062054
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2028 CREEKSIDE DR # 104, 104, WHEATON, IL 60189-7103

Mortgage

Document Number	0000062055
Date	Jun 16, 2020
Instrument	R2020-062055

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%
Change Frequency	Annually

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,481.00 (+12.7%)	$180,588 (+29.08%) Land $39,674 Building $140,914	$541,764 (+29.08%) Land $119,022 Building $422,742
2022	$9,300.00 Homeowner's exemption	$139,900 Land $31,820 Building $108,080	$419,700 Land $95,460 Building $324,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2028 Creekside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1978–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 Creekside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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