Sarasota County property record for 2028 Cordes St, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1955 |
| Lot Size | 0.162 acres (7,076 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,500 (Sep 1999) |
| Tax Bill | $481 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0142-02-0054 |
| Primary APN | 0142-02-0054 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,076 sqft (0.162 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 270 sqft |
| Porch | Open Porch |
| Porch Area | 306 sqft |
| Utility Building | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2028 CORDES ST |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-9353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 41 CORDES COVE |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 03 |
| Legal Subdivision | CORDES COVE |
| Legal Tract | 1078 |
| Legal Lot Number | 41 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2101 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2028 CORDES ST, OSPREY, FL 34229-9353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jan 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 26, 2018 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1999 · Amount on Record |
| Deed Sale | Sep 1, 1999 · Amount on Record |
| Deed Document Number | 1999119806 |
| Deed Book / Page | 0142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 2028 CORDES ST, OSPREY, FL 34229-9353 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2028 CORDES ST, OSPREY, FL 34229-9353 |
| Document Number | 0000147556 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2022147556 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 2028 CORDES ST, OSPREY, FL 34229-9353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2028 CORDES ST, OSPREY, FL 34229-9353 |
| Document Number | 0000145973 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020145973 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jan 29, 2020 |
| Property Address | 2028 CORDES ST, OSPREY, FL 34229-9353 |
| Document Number | 0000012932 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 12932 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2022 CORDES ST OSPREY FL 342299353, OSPREY, FL 34229-9353 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 2028 CORDES ST, OSPREY, FL 34229-9353 |
| Document Number | 0000148451 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2028 CORDES ST OSPREY FL 342299353, OSPREY, FL 34229-9353 |
| Document Number | 0000148451 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 148451 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $481.00 (-46.2%) Homeowner's exemption | $78,934 (+5.99%) | $174,500 (-17.46%) Land $104,600 Building $69,900 |
| 2023 | $894.00 (+5.67%) Homeowner's exemption | $74,475 (+3%) | $211,400 (+14.7%) Land $130,300 Building $81,100 |
| 2022 | $846.00 Homeowner's exemption | $72,306 | $184,300 Land $96,100 Building $88,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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