2028 Cobblestone St, Springdale, AR 72762 Property Records

Washington County property record for 2028 Cobblestone St, Springdale, AR 72762

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,952 sqft · built 2000
Lot Size	0.276 acres (12,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Feb 2022)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`815-34574-000`

Property Details

APN / Parcel Number

Primary APN	`815-34574-000`
Alternative APNs	`770370.0` `83591`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,952 sqft Living Area
1st Floor Area	2,206 sqft
Upper Floors Area	746 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,055 sqft (0.276 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	496 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	84 sqft
Deck Area	245 sqft
Patio Area	245 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2028 COBBLESTONE ST
City	SPRINGDALE
State	AR
Zip	72762-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	17
Legal Section	09
Legal Subdivision	COBBLESTONE PLACE S/D
Legal Lot Number	1
Jurisdiction	WASHINGTON AR
Township / Civil Division	SPRINGDALE
Census Block Group	2
Census Block	2012
Census Tract	10512

Owner

Source: Washington County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2028 COBBLESTONE ST, SPRINGDALE, AR 72762-6000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Feb 11, 2022	Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage IMC MORTGAGE CORP
Jun 9, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	20224689
Prior Transfer Date	Jun 6, 2017
Prior Transfer Doc	0000017415
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Recording Date	May 26, 2026
Property Address	2028 COBBLESTONE ST, SPRINGDALE, AR 72762-6000
Document Number	0000015145
Instrument Date	May 15, 2026
Instrument	202615145
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 COBBLESTONE ST, SPRINGDALE, AR 72762-6000

Mortgage

Document Number	0000015145,
Date	May 26, 2026
Instrument	202615145

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Feb 11, 2022
Property Address	2028 COBBLESTONE ST, SPRINGDALE, AR 72762-6000
Document Number	202200004689
Instrument Date	Jan 28, 2022
Instrument	2022-00004689
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	NATURAL STAR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2028 COBBLESTONE ST, 2028, SPRINGDALE, AR 72762-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 COBBLESTONE ST, SPRINGDALE, AR 72762-6000

Mortgage

Document Number	202200004690
Date	Feb 11, 2022
Instrument	2022-00004690

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Dec 19, 2018
Property Address	2028 COBBLESTONE ST, SPRINGDALE, AR 72762-6000
Document Number	201800037339
Instrument Date	Dec 18, 2018
Instrument	2018-00037339
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	NOT AVAILABLE, PCI ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1843 N GARLAND AVE, FAYETTEVILLE, AR 72703-2113

Mortgage

Document Number	201800037340
Date	Dec 19, 2018
Instrument	2018-00037340

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON AR
Recording Date	Jun 9, 2017
Property Address	2028 COBBLESTONE ST, SPRINGDALE, AR 72762-6000
Document Number	201700017415
Instrument Date	Jun 6, 2017
Instrument	2017-00017415
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2028 COBBLESTONE ST, 2028, SPRINGDALE, AR 72762-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	00000

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,920 (-) Land $14,000 Building $77,920	$459,600 (-) Land $70,000 Building $389,600
2025	$4,152.00 (-6.04%) Homeowner's exemption	$91,920 (-) Land $14,000 Building $77,920
2023	$4,419.00 Homeowner's exemption	$91,920 Land $14,000 Building $77,920	$459,600 Land $70,000 Building $389,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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