2028 Clear Sky Ct, Temple, TX 76502 Property Records

Bell County property record for 2028 Clear Sky Ct, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,955 sqft · built 2023
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$320,293 (May 2023)
Tax Bill	$6,163 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0080983247`

Property Details

APN / Parcel Number

Primary APN	`0080983247`
Alternative APN	`509869`

Interior

Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,955 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,440 sqft (0.171 acres)
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2028 CLEAR SKY CT
City	TEMPLE
State	TX
Zip	76502-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA RIDGE PHASE II, BLOCK 007, LOT 0020
Legal Subdivision	MESA RIDGE PHASE II
Legal Block	7
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2019
Census Tract	20302

Owner

2028 Clear Sky Ct is owned and occupied by two individuals who bought it in May 2023.

Source: Bell County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2028 CLEAR SKY CT, TEMPLE, TX 76502-7470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
May 25, 2023	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on File
Deed Sale	May 25, 2023 · Amount on File
Deed Document Number	202322675
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jun 25, 2026
Property Address	2028 CLEAR SKY CT, TEMPLE, TX 76502-7470
Document Number	0000031927
Instrument Date	Jun 18, 2026
Instrument	202631927
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 CLEAR SKY CT, TEMPLE, TX 76502-7470

Mortgage

Document Number	0000031927,
Date	Jun 25, 2026
Instrument	202631927

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 3, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 25, 2023
Property Address	2028 CLEAR SKY CT, TEMPLE, TX 76502-7470
Document Number	0000022675
Map Reference	DOC 2021081560A&B
Instrument Date	May 24, 2023
Instrument	2023022675
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 CLEAR SKY CT, TEMPLE, TX 76502-7470

Mortgage

Document Number	0000022676
Date	May 25, 2023
Instrument	2023022676

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 6, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.52%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2030
Change Frequency	Annually
Min Rate At Change	4.52%
Max Rate At Change	9.52%
Index	1-Year CMT
Max Rate	9.52%

Tax Assessment & Valuation

The 2025 property tax bill for 2028 Clear Sky Ct was $6,163 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,163.00	$404,975 Land $38,000 Building $366,975	$404,975 Land $38,000 Building $366,975
2023	$1,618.00 (+69.6%)	$70,500 Land $38,000 Building $32,500	$70,500 Land $38,000 Building $32,500
2022	$954.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2028 Clear Sky Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 Clear Sky Ct is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T.

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