Chesapeake City property record for 2028 Cherry Ln, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,546 sqft · built 1956 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $161,000 (Jan 2007) |
| Tax Bill | $2,534 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Mar 2021 Refinance + 3 more |
| APN | 0253006000160 |
| Primary APN | 0253006000160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 542 sqft |
| Upper Floors Area | 442 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2028 CHERRY LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 16 PLAT OF OLD FARM SEC 1 |
| Legal Subdivision | BRENTWOOD/GLEN ISLE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21403 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2028 CHERRY LN, CHESAPEAKE, VA 23323-5107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC |
| Jul 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYPORT CREDIT UNION |
| Oct 22, 2013 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 5, 2007 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2007 · Amount on Record |
| Deed Sale | Jan 5, 2007 · Amount on Record |
| Deed Book / Page | 6899 / 347 |
| Prior Transfer Date | Dec 28, 2006 |
| Prior Transfer Doc | 006899/347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2028 CHERRY LN, CHESAPEAKE, VA 23323-5107 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 09868/1964 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 9868/1964 |
| Instrument | 170035459 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2028 CHERRY LN, CHESAPEAKE, VA 23323-5107 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010320/35 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 10320/35 |
| Instrument | 210009121 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2028 CHERRY LN, CHESAPEAKE, VA 23323-5107 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010769/846 |
|---|---|
| Date | Jul 24, 2024 |
| Book Page | 10769/846 |
| Instrument | 240014805 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2028 CHERRY LN, CHESAPEAKE, VA 23323-5107 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 009245/556 |
|---|---|
| Date | Oct 22, 2013 |
| Book Page | 9245/556 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Feb 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 5, 2007 |
| Property Address | 2028 CHERRY LN, CHESAPEAKE, VA 23323-5107 |
| Document Number | 006899/347 |
| Book / Page | 6899 / 347 |
| Instrument Date | Dec 28, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0006899350 |
|---|---|
| Date | Jan 5, 2007 |
| Instrument | 6899/350 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,800 (+3.55%) Land $125,000 Building $134,800 | $259,800 (+3.55%) Land $125,000 Building $134,800 | |
| 2025 | $2,534.00 (+1.93%) | $250,900 (+4.72%) Land $120,000 Building $130,900 | $250,900 (+4.72%) Land $120,000 Building $130,900 |
| 2024 | $2,486.00 (+43.37%) | ||
| 2023 | $239,600 (+12.28%) Land $105,000 Building $134,600 | $239,600 (+12.28%) Land $105,000 Building $134,600 | |
| 2022 | $213,400 Land $90,000 Building $123,400 | $213,400 Land $90,000 Building $123,400 | |
| 2019 | $1,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 89 (1978–2018) |
| Claims Outside the SFHA | 14 of 89 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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