DuPage County property record for 2028 Chatham Dr, Wheaton, IL 60189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,427 sqft · built 1985 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $643,000 (May 2018) |
| Tax Bill | $14,785 (2025) |
| Deeds & Mortgages | Nov 2020 Transfer Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-418-014 |
| Primary APN | 05-29-418-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,427 sqft Living Area |
| Gross Area | 4,867 sqft |
| Basement Area | 1,307 sqft |
| Finished Basement | 1,307 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 13.3 ft deep x 8.6 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 301 sqft |
| Deck Area | Deck Area |
| Patio Area | 535 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2028 CHATHAM DR |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60189-5862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BUTTERFIELD RIDGE UNIT 4 ALL |
| Legal Subdivision | BUTTERFIELD RIDGE UNIT 4 |
| Legal Lot Number | 27 |
| Legal Unit | 4 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 842601 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2028 CHATHAM DR, WHEATON, IL 60189-5862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 2, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| May 23, 2018 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Prior Sale | Apr 2, 2014 · Amount on Record |
| Deed Document Number | 201845588 |
| Last Transfer Date | Oct 14, 2020 |
| Transfer Doc | 0000129182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 2, 2020 |
| Property Address | 2028 CHATHAM DR, WHEATON, IL 60189-5862 |
| Document Number | 0000129182 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 129182 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2028 CHATHAM DR WHEATON IL 601895862, WHEATON, IL 60189-5862 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2028 CHATHAM DR, WHEATON, IL 60189-5862 |
| Document Number | 0000072177 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2028 CHATHAM DR WHEATON IL 601895862, WHEATON, IL 60189-5862 |
| Document Number | 0000072177 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 72177 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 23, 2018 |
| Property Address | 2028 CHATHAM DR, WHEATON, IL 60189-5862 |
| Document Number | 0000045588 |
| Map Reference | DOCR78-17821 |
| Instrument Date | May 1, 2018 |
| Instrument | R2018-045588 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,572.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2028 CHATHAM DR, 2028, WHEATON, IL 60189-5862 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2028 CHATHAM DR, WHEATON, IL 60189-5862 |
| Document Number | 0000045589 |
|---|---|
| Date | May 23, 2018 |
| Instrument | R2018-045589 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,785.00 (+8.83%) | $252,099 (+24.68%) Land $56,158 Building $195,941 | $756,297 (+24.68%) Land $168,474 Building $587,823 |
| 2022 | $13,586.00 Homeowner's exemption | $202,190 Land $45,040 Building $157,150 | $606,570 Land $135,120 Building $471,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATON serves 53,970 people · EPA ID IL0431050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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