2028 Careleon Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 2028 Careleon Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1941
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$208,000 (Mar 2023)
Tax Bill$4,690 (2026)
Deeds & MortgagesJun 2024 Line of Credit
Mar 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN422800 59.11-3-16

Property Details

APN / Parcel Number

Primary APN422800 59.11-3-16
Alternative APN
  • 280005901100030160000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area784 sqft
Upper Floors Area392 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions50 ft deep x 145 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area50 sqft
Patio Area150 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2028 CARELEON RD
CitySCHENECTADY
StateNY
Zip12303-3078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description96 R,G,BKF,2D STONEGATE MNR 5.-356-21
Legal SubdivisionMAP #5 STONE GATE MANOR
Legal Block3
Legal Lot Number16.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2000
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2024Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Mar 7, 2023Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Jan 15, 2021Deed of Trust, Mortgage
TRUSTCO BANK
Jan 15, 2021Deed of Trust, Mortgage
TRUSTCO BANK
Nov 1, 2017Warranty Deed, Transfer
TRUSTCO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2023 · Amount on Record
Deed SaleMar 7, 2023 · Amount on Record
Prior SaleNov 1, 2017 · Amount on Record
Deed Document Number202313067
Deed Book / Page2103 / 907
Prior Transfer DateMay 9, 2007
Prior Transfer Doc1760000110
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078

Mortgage

Document Number0000035846
DateJun 13, 2024
Book Page5379/500
Instrument202435846
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 12, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 7, 2023
Property Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078
Document Number0000013067
Book / Page2103 / 907
Instrument DateFeb 23, 2023
Instrument202313067
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$832.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078

Transferred To (Grantee/Buyer)

NameVerified Name
Address5213 FOREST POINT DR S, CLIFTON PARK, NY 12065-6828

Mortgage

Document Number0000013068
DateMar 7, 2023
Instrument202313068
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateMar 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.37%
IndexOther
Max Rate9.37%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078

Mortgage

Document Number0000001894
DateJan 15, 2021
Book Page5059/853
Instrument202101894
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078

Mortgage

Document Number0000001895
DateJan 15, 2021
Book Page5059/859
Instrument202101895
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 1, 2017
Property Address2028 CARELEON RD, SCHENECTADY, NY 12303-3078
Document Number0000049741
Book / Page1974 / 466
Instrument DateOct 26, 2017
Instrument201749741
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$548.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1802 LITTLE SPOKANE RIVER DR, 1802, COLBERT, WA 99005

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 MAIN ST, SCHENECTADY, NY 12303-1810

Mortgage

Document Number0000049744
DateNov 1, 2017
Instrument201749744
Lender
NameTRUSTCO BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,690.00 (+2.02%)
2025$4,597.00$125,000 (-) Land $7,700 Building $117,300$192,300 (+16.9%) Land $11,846 Building $180,454
2023$125,000 Land $7,700 Building $117,300$164,500 Land $10,133 Building $154,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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