2028 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2028 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,714 sqft · built 1995
Lot Size	0.087 acres (3,788 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Nov 2019)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-301818`

Property Details

APN / Parcel Number

Primary APN	`03-301818`
Alternative APNs	`3301818` `301818`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,714 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,788 sqft (0.087 acres)
Garage Type	Built-in
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	301818
Street Address	2028 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3167
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 306 3788 SF 2028 BRANDY DRIVE ROSEFIELDS S8 PT 84/90
Legal Subdivision	ROSEFIELDS FRST LAKES 03
Legal Lot Number	306
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303204

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2028 BRANDY DR, FOREST HILL, MD 21050-3167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage CAROL J WATSON BANDY
Nov 21, 2019	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	May 25, 2001 · Amount on Record
Deed Book / Page	13558 / 136
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2028 BRANDY DR, FOREST HILL, MD 21050-3167
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144440042
Date	Jan 28, 2021
Book Page	14444/42

Lender

Name	CAROL J WATSON BANDY
Type	Private Party
Address	3732 GREEN SPRING RD, HAVRE DE GRACE, MD 21078

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 21, 2019
Property Address	2028 BRANDY DR, FOREST HILL, MD 21050-3167
Document Number	0135580136
Book / Page	13558 / 0136
Map Reference	MB 84 FO 90
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KEY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2028 BRANDY DR, FOREST HILL, MD 21050-3167

Mortgage

Document Number	0013558143
Date	Nov 21, 2019
Instrument	13558/143

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,100 (+6.68%)	$299,900 (+13.51%) Land $82,000 Building $217,900
2025	$2,850.00 (+27.92%) Homeowner's exemption
2023		$258,800	$264,200 Land $82,000 Building $182,200
2022	$2,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

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