2028 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2028 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,114 sqft · built 1952
Lot Size	0.114 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jan 2020)
Tax Bill	$4,302 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-22-0147`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-22-0147`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2028 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	ACADEMY HEIGHTS LOT 8 BLK 1
Legal Range	23
Legal Township	28
Legal Section	09
Legal Quarter	2
Quarter-Quarter Section	2
Legal Subdivision	ACADEMY HEIGHTS
Legal Block	1
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	36300

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2028 BERKELEY AVE, SAINT PAUL, MN 55105-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional with PMI BELL BK
Jan 22, 2020	Warranty Deed, Transfer · Conventional with PMI BELL BK
Mar 18, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Mar 18, 2019
Deed Document Number	T02657674
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2028 BERKELEY AVE, SAINT PAUL, MN 55105-1634
Document Number	0002677930
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2028 BERKELEY AVE ST PAUL MN 551051634, ST PAUL, MN 55105-1634

Mortgage

Document Number	0002677930
Date	Oct 16, 2020
Instrument	2677930

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 22, 2020
Property Address	2028 BERKELEY AVE, SAINT PAUL, MN 55105-1634
Document Number	0002657674
Instrument Date	Jan 8, 2020
Instrument	2657674
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2028 BERKELEY AVE ST PAUL MN 551051634, ST PAUL, MN 55105-1634

Mortgage

Document Number	2657675
Date	Jan 22, 2020
Instrument	2657675

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RAMSEY MN
Recording Date	Mar 18, 2019
Property Address	2028 BERKELEY AVE, SAINT PAUL, MN 55105-1634
Document Number	0002635411
Instrument Date	Mar 14, 2019
Instrument	2635411
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 MOONBEAM RD W HUDSON WI 540167321, HUDSON, WI 54016-7321

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,302.00 Homeowner's exemption	$277,300 Land $140,800 Building $136,500	$277,300 Land $140,800 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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