20279 Cypress Shadows Blvd, Estero, FL 33928 Property Records

Lee County property record for 20279 Cypress Shadows Blvd, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,181 sqft · built 2014
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Apr 2022)
Tax Bill	$8,295 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E4-23000.2020`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E4-23000.2020`
Alternative APNs	`262946E4230002020` `10560638`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,181 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	2,032 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,627 sqft (0.221 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	177 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10560638
Street Address	20279 CYPRESS SHADOWS BLVD
City	ESTERO
State	FL
Zip	33928-6457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT CORKSCREW UNIT THREE AS DESC IN INST #2013000033773 LOT 202
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E4
Legal Block	4
Legal Lot Number	202
Legal Unit	3
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20279 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM LAND SETTLEMENT CORPORATION, FREEDOM MORTGAGE CORPORATION
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 8, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Feb 3, 2014 · Amount on Record
Deed Document Number	2022119052
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0000040568
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Jul 6, 2026
Property Address	20279 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6457
Document Number	0000178101
Instrument Date	Jun 29, 2026
Instrument	2026178101
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FREEDOM LAND SETTLEMENT CORPORATION, FREEDOM MORTGAGE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20279 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6457

Mortgage

Document Number	0000178101,
Date	Jul 6, 2026
Instrument	2026178101

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Apr 1, 2052

Interest

Rate	6.53%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20279 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6457
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20279 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6457

Mortgage

Document Number	0000398016
Date	Dec 20, 2023
Instrument	2023000398016

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 8, 2022
Property Address	20279 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6457
Document Number	0000119052
Map Reference	DOC 2013000033773
Instrument Date	Mar 31, 2022
Instrument	2022000119052
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	PREMIER REPUTATION TITLE AGCY LLC, PREMIER REPUTATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9920 SPRINGLAKE CIR, 9920, ESTERO, FL 33928-6288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20279 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6457

Mortgage

Document Number	0000119053
Date	Apr 8, 2022
Instrument	2022000119053

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,981 (-6.29%) Land $93,993 Building $312,988	$406,981 (-10.13%) Land $93,993 Building $312,988
2025	$8,295.00 (+2.02%) Homeowner's exemption	$434,298 (-7.19%)	$452,840 (-8.37%) Land $105,783 Building $347,057
2023	$8,131.00 (+29.23%) Homeowner's exemption	$467,939 (+18.71%)	$494,211 (+25.38%) Land $107,115 Building $387,096
2022	$6,292.00	$394,175 Land $90,900 Building $303,275	$394,175 Land $90,900 Building $303,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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