20278 Rte 3, Durango, IA 52039 Property Records

Dubuque County property record for 20278 Rte 3, Durango, IA 52039

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,538 sqft · built 1973
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Owner Names on Record
Last Sale	$168,000 (Apr 2009)
Tax Bill	$2,534 (2024)
Deeds & Mortgages	Aug 2017 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-30-252-002`

Property Details

APN / Parcel Number

Primary APN	`05-30-252-002`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Finished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)
Porch	Porch
Porch Area	128 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	20278 ROUTE 3
City	DURANGO
State	IA
Zip	52039-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 1-1-1-1-1 SW NE (SOUTH OF HWY.) - SEC 30 T90N R1E;
Legal Range	01E
Legal Township	90N
Legal Section	30
Legal Subdivision	RICKARDSVILLE
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3050
Census Tract	10600

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	20278 ROUTE 3, DURANGO, IA 52039-9726
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Apr 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2009 · Amount on Record
Deed Sale	Apr 14, 2009 · Amount on Record
Deed Document Number	0000097061
Deed Book / Page	09 / 7061
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	20278 ROUTE 3, DURANGO, IA 52039-9726
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010045
Date	Aug 14, 2017
Instrument	2017-00010045

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	20278 ROUTE 3, DURANGO, IA 52039-9726
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003915
Date	Apr 3, 2020
Instrument	2020-00003915

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 3, 2030

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Rickardsville City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$301,300 (+11.8%) Land $79,200 Building $222,100	$301,300 (+11.8%) Land $79,200 Building $222,100
2024	$2,534.00 (+7.83%)
2023		$269,500 (+35.65%) Land $72,000 Building $197,500	$269,500 (+35.65%) Land $72,000 Building $197,500
2022	$2,350.00 Homeowner's exemption	$198,670 Land $57,680 Building $140,990
2021			$198,670 Land $57,680 Building $140,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Comelec Internet Services Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Maquoketa Valley Electric Cooperative.

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