St. Mary's County property record for 20277 Gerard Ln, Coltons Point, MD 20626
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,600 sqft · built 2013 |
| Lot Size | 0.717 acres (31,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $233,000 (Jun 2014) |
| Tax Bill | $2,067 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-020325 |
| Primary APN | 07-020325 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,600 sqft Total Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 31,250 sqft (0.717 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 020325 |
|---|---|
| Street Address | 20277 GERARD LN |
| City | COLTONS POINT |
| State | MD |
| Zip | 20626-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | ADJ LOT 500-29 BLOCK 12 PLAT 5/97 POINT BLACKISTONE |
| Legal Subdivision | BLACKISTONE PT |
| Legal Block | 12 |
| Legal Lot Number | 29 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 875300 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20277 GERARD LN, COLTONS POINT, MD 20626-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2014 · Amount on Record |
| Deed Sale | Jun 30, 2014 · Amount on Record |
| Prior Sale | Aug 21, 2007 · Amount on Record |
| Deed Book / Page | 4053 / 255 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,733 (+15.02%) | $316,100 (+17.07%) Land $75,700 Building $240,400 | |
| 2025 | $2,067.00 (+515.18%) Homeowner's exemption | ||
| 2023 | $336.00 | $261,467 | $270,000 Land $75,700 Building $194,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 22 (1996–2021) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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